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Premier Life

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Premier Life:

In addition to all the exclusive Premier Banking services and rewards you receive with a Premier Current Account, Premier Life includes:

  • European RAC Breakdown Cover
  • Mobile phone and gadget insurance
  • Worldwide family travel insurance
  • Access to selected airport lounges worldwide
     
Apply online

New customers

Do I qualify for Premier Banking?

To be eligible to join Premier Banking you must have an annual gross income paid into a Barclays current account of £75,000+ or £50,000+ saved or invested through Barclays.

If you meet and continue to meet these criteria, the Premier Life account is available for £17.50 a month. Eligibility for Premier Banking will be reviewed regularly.

If you don’t meet the eligibility criteria, Premier Life is available to Personal Banking customers for £25 a month. Find out more

If you're not yet a Premier Banking customer and you'd like to know more, please call 0800 085 1115 1.

Please read our Current accounts – our bank charges explained 990 KB 2 and terms and conditions 2.

Existing customers

Call your Premier Banking Team on 0800 111 777 1 if you have any immediate requests or want to meet to discuss your financial plans.

Have you registered for Life's Rewards yet? It's your exclusive loyalty programme offering rewards such as private viewings at the Royal Academy and trips on the Orient Express.

View the complete list of benefits of Premier Life

You can apply for an interest-free overdraft up to £1,000
Overdrafts between £1,000 and an agreed limit incur 14.9% interest pa (variable) 3 4
     Representative example:
     Up to £1,000 – 0% interest pa (variable)
     £1,001 to £5,000 – 14.9% interest pa (variable)

Register for Online Banking and manage your money securely online. You can use the same details to log in to Mobile Banking and make payments or check your balance on your smartphone.

Register for Online Statements and have your monthly statement delivered online instead of through the post. You can view, print or email your statement at any time.  And you'll start to build an online archive of your transactions from the day you register.

Going to The O2 in London? Add your name to the guest list for the Barclays Premier Lounge and enjoy a VIP experience for the big event. You can even bring up to 3 guests.

You can get better mortgage deals with Barclays loyalty mortgages

Benefits

  • A Premier Banking Manager to help you with your financial planning and to ensure you get the most from Premier Banking
  • 24/7 access to your Premier Banking Team over the phone
  • Priority tills in selected branches – find your nearest branch with a Premier counter
  • Premier Online Banking 
  • Black Premier Banking debit card – which you can personalise
  • Interest-free overdraft up to £1,000
    Overdrafts between £1,000 and an agreed limit incur 14.9% interest pa (variable) 3 4
    Representative example:
    Up to £1,000 – 0% interest pa (variable)
    £1,001 to £5,000 – 14.9% interest pa (variable)
  • Annual financial review to help you plan for the year ahead and look at how your savings, investments, loans or mortgages are faring
  • Life's Rewards – a loyalty programme that gives you access to exclusive sport, entertainment and arts events
  • Entrance to the Barclays Premier Lounge at The O2 to enjoy a VIP experience with up to 3 guests before a big event
  • A Worldwide Lifestyle Management Service that can organise a wide range of things, from entertainment to an electrician
  • European RAC Breakdown Cover
  • Access to airport lounges worldwide
  • Worldwide family travel insurance
  • Mobile phone and gadget insurance, including cover against loss and SIM card replacement
  • Cardholder protection


All benefits are subject to terms, conditions, exclusions and limitations. Please read the policy documents to ensure you know what’s covered and what’s not.

Check our full summary and find details of how you register for your Premier Life benefits.

Premier Life benefits

Interest rates

Premier Life Account interest rates

Rates are variable and effective from 2 March 2009. Interest is paid on the 1st working day of the month. Interest is earned on the statement balance of your account.

Balance Gross % below
Bank of England
Bank Rate 5 		Gross rate pa% Net rate pa% AER%
£1+ N/A 0.00 0.00 0.00
£25,000+ 3.25 below 0.00 0.00 0.00
£50,000+ 2.50 below 0.00 0.00 0.00
£100,000+ 1.75 below 0.00 0.00 0.00

 

This could be good for you if:

  • You'd like a range of financial and lifestyle benefits as well as your Premier Banking services and rewards

See our other accounts if:

  • You'd like Premier Banking services and rewards but without the added range of financial and lifestyle benefits
  • You'd like a Barclays Personal current account
  • You don't meet the Premier Banking eligibility criteria

Ready to apply?

Apply now or in a branch for Premier Life

Apply now

Other options to consider

Barclays Bank Account – The simple account with no monthly fee

Current Account Plus – Combining flexibility and value

Additions Active – For extras including worldwide travel insurance

Important information
1. Open 24 hours a day, seven days a week. If you're outside the UK call +44(0) 161 869 8012. To maintain a quality service, we may monitor or record phone calls. Read our call charges and information
2. To view Adobe® (PDF) files you will need Adobe® Reader®, available from Adobe Systems Incorporated. Adobe® and Reader® are the registered trademarks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility   site.
3. Overdrafts and Personal Reserve are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. 
4. For overdrafts above £25,000, please contact your Barclays Business Manager. Note that overdraft limits above £15,000 carry an arrangement fee of 1.5%.
5. Figures assume Bank of England Bank Rate to be 0.50%. Premier Life accounts with a balance of £25,000 or more receive an interest rate that tracks below Bank of England Bank Rate by a guaranteed percentage rate – see above. Bank of England Bank Rate is variable. When Bank of England Bank Rate is 1.75% or below, interest may not be paid. Bank of England Bank Rate is currently 0.50% and therefore no interest is being paid under the account terms. In the event that Bank of England Bank Rate increases to the extent that credit interest is due and payable under the account terms, the ‘tracking’ interest rates will apply from that time.

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Barclays Bank PLC. Registered in England. Barclays Bank PLC is authorised and regulated by the Financial Services Authority (FSA). Registered No 1026167. Barclays Insurance Services Company Limited is authorised and regulated by the FSA. Registered No 973765. Registered Office for both: 1 Churchill Place, London, E14 5HP. "The Woolwich" and "Woolwich" are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed and regulated by the Office of Fair Trading for the provision of credit products to consumers and related services. Further details can be found at www.lendingstandardsboard.org.uk


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