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Premier Life

Image of a suitcase

 

 

Please note that Premier Life is no longer on sale.

If you're eligible for Premier Banking and already hold this account, you can find details about it below.

Account

Barclays Bank Account

Shape your current account around your life

  • Customise your account with a range of Packs that cover your gadgets, home appliances and travels
  • Add individual Features such as Text Alerts, Online Statements and a Personalised Debit Card
  • Please see other two tabs for benefits and key exclusions

Existing customers

Call your Premier Banking Team on 0800 111 777 1 if you have any immediate requests or want to meet to discuss your financial plans.

Have you registered for Premier Rewards yet? It's your exclusive loyalty programme offering rewards such as private viewings at the Royal Academy and trips on the Orient Express.

View the complete list of benefits of Premier Life

You can apply for a fee-free overdraft up to £1,000
Daily overdraft fees are charged on your overdraft balance. If you go over the fee-free amount, you’ll be charged on the whole balance of your arranged overdraft as follows:

  • Up to £1,000 – no fee
  • Over £1,000 and up to £2,000 – £1.50 per day
  • Over £2,000 – £3 per day

Representative example:
Fee-free overdraft up to £1,000 (subject to application and status) while you stay within that limit. Up to £1,000 fee-free. If you use an overdraft of £1,200, you will be charged £1.50 a day when you use it.


Register for Online Banking and manage your money securely online. You can use the same details to log in to Mobile Banking and make payments or check your balance on your smartphone.

Register for Online Statements and have your monthly statement delivered online instead of through the post. You can view, print or email your statement at any time.  And you'll start to build an online archive of your transactions from the day you register.

Going to The O2 in London? Add your name to the guest list for the Barclays Premier Lounge and enjoy a VIP experience for the big event. You can even bring up to 3 guests.

You can get better mortgage deals with Barclays loyalty mortgages

 

Please read our Current accounts – our bank charges explained 850 KB 2 and terms and conditions 2.

Benefits

  • A Premier Banking Manager to help you with your financial planning and to ensure you get the most from Premier Banking
  • 24/7 access to your Premier Banking Team over the phone
  • Priority tills in selected branches – find your nearest branch with a Premier counter
  • Premier Online Banking 
  • Black Premier Banking debit card – which you can personalise
  • Fee-free overdraft up to £1,000 (subject to status)
    Daily overdraft fees are charged on your overdraft balance. If you go over the fee-free amount, you’ll be charged on the whole balance of your arranged overdraft as follows:
    • Up to £1,000 – no fee
    • Over £1,000 and up to £2,000 - £1.50 per day
    • Over £2,000 - £3 per day
    Representative example:
    Fee-free overdraft up to £1,000 (subject to application and status) while you stay within that limit. Up to £1,000 fee-free. If you use an overdraft of £1,200, you will be charged £1.50 a day when you use it.
  • Annual financial review to help you plan for the year ahead and look at how your savings, investments, loans or mortgages are faring
  • Premier Rewards – a loyalty programme that gives you access to exclusive sport, entertainment and arts events
  • Entrance to the Barclays Premier Lounge at The O2 to enjoy a VIP experience with up to 3 guests before a big event
  • A Worldwide Lifestyle Management Service that can organise a wide range of things, from entertainment to an electrician
  • Comprehensive RAC Breakdown cover in the UK and Europe
  • Access to airport lounges worldwide
  • Worldwide family travel insurance
  • Mobile Phone Insurance including cover against loss and SIM card replacement
  • Gadget Cover worldwide with protection against theft, breakdown, accidental and malicious damage. Loss is not covered
  • Card Secure


All benefits are subject to terms, conditions, exclusions and limitations. Please read the policy documents to ensure you know what’s covered and what’s not.

Check our full summary and find details of how you register for your Premier Life benefits.

 

Interest rates

Premier Life Account interest rates

Rates are variable and effective from 2 March 2009. Interest is paid on the 1st working day of the month. Interest is earned on the statement balance of your account.

Balance Gross % below
Bank of England
Bank Rate 4
Gross rate pa% Net rate pa% AER%
£1+ N/A 0.00 0.00 0.00
£25,000+ 3.25 below 0.00 0.00 0.00
£50,000+ 2.50 below 0.00 0.00 0.00
£100,000+ 1.75 below 0.00 0.00 0.00

 

Already have a Barclays Bank Account?

Log in to Online Banking and shape your current account in the Barclays Features Store.


Register for Online Banking


You can also call us on 0800 051 6194 5 or visit your local branch

Ready to apply?

Personal bank account

Barclays Bank Account

Apply for a Barclays Bank Account and shape it the way you want in our Barclays Features Store.

Important information
1. Open 24 hours a day, 7 days a week. If you're outside the UK call +44(0) 161 869 8012. To maintain a quality service, we may monitor or record phone calls. Read our call charges and information
2. To view Adobe® (PDF) files you will need Adobe® Reader®, available from Adobe Systems Incorporated. Adobe® and Reader® are the registered trademarks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility   site.
3. Overdrafts are subject to status and application so the amount offered may be different to that shown on the example. All borrowing is repayable on demand. The fees shown here are variable, which means we can change them – although we will let you know before we do this. For overdrafts above £25,000, please contact your Premier Banking Manager. Note that overdraft limits above £15,000 carry an additional overdraft set-up fee of 1.5% and 1.5% annual renewal fee on the aranged overdraft limit.
4. Figures assume Bank of England Bank Rate to be 0.50%. Premier Life accounts with a balance of £25,000 or more receive an interest rate that tracks below Bank of England Bank Rate by a guaranteed percentage rate – see above. Bank of England Bank Rate is variable. When Bank of England Bank Rate is 1.75% or below, interest may not be paid. Bank of England Bank Rate is currently 0.50% and therefore no interest is being paid under the account terms. In the event that Bank of England Bank Rate increases to the extent that credit interest is due and payable under the account terms, the ‘tracking’ interest rates will apply from that time.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

Barclays Premier League

Proud sponsors of the Barclays Premier
League & the Barclays ATP World Tour Finals

Barclays APT  World Tour Finals