Unsure what to search for? Other customers found these helpful.

Barclays Savings Reserve

This account is no longer available to new customers.

Current interest rates

Rates effective from: Balance Gross pa% AER%
1 December 2016 - present £1+ 0.05 0.05


Previous interest rates

Rates effective from: Balance Gross pa% AER%
1 August 2016 – 30 November 2016 £1+ 0.25 0.25


Mortgage offset: Yes. Remember if you offset your savings against your mortgage, you will not earn any interest on your account.
Interest rate: Rates are variable. Interest is paid monthly on the first working day of the month.
Gross: The rate of interest payable without tax taken off.
Tax: Interest is paid gross. If you’re a UK taxpayer, you may have to pay tax on interest earned in excess of your Personal Savings Allowance.
For information and guidance please refer to the HMRC website .
Please note, it’s your responsibility to ensure that any tax due on interest payments received is paid to the appropriate tax authority.
AER: Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.


Full terms and conditions 600 KB PDF

Read the general conditions of your Customer Agreement with us (Barclays Bank PLC). Read important information about our interest rates, the Financial Services Compensation Scheme and your cancellation rights.