Unsure what to search for? Other customers found these helpful.

1 Year Fixed Rate Bond – Issue 85

1 year savings bond
  • Open from £500
  • Secure a fixed rate of return over the term


1 Year Fixed Rate Bond – Issue 85

  • A fixed rate of interest for the term of the bond
  • Earn 1.10% AER / gross pa 1 (balances of £500 to £1 million)
  • Interest can be paid monthly or at the end of the term
  • Open from £500 to £1 million – no additional deposits are allowed

No withdrawals are permitted – ideal if you are serious about saving.

Our fixed rate bonds are strictly limited offers and may be withdrawn at any time. To apply you must be 18 or over and a UK resident.

Key product information

Account name 1 Year Fixed Rate Bond Issue 85
Interest rates (AERs) 1 Year Fixed Rate Bond
Conditions for bonus payment N/A
Withdrawal arrangements Withdrawals are not permitted during the term of the bond. 
Access No access to funds during term of bond. 


Terms and conditions 2.22 MB

This could suit you if:

  • You want fixed rate savings
  • You're happy to tie up your money for a fixed term
  • Compare bond types

See our alternative accounts if:

How to apply

  • You can open a savings bond in Online Banking
  • Register for Online Banking if you're not already a member
  • You can open a savings bond in branch with your ID and on the phone

If you’re registered for Telephone Banking, call us on 0345 7 445 4452 to apply.

If you don’t already bank with us, visit a branch to apply for a fixed rate savings bond.

Important information

1. ‘Gross’ is the rate payable without tax taken off. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
2. Lines are open Monday to Friday 8am-9pm, Saturday 9am-9.30pm and Sunday 8am-9pm. To maintain a quality service, we may monitor or record calls.  Call charges .