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Everyday Saver

Current interest rates

Account opened Balance Gross pa% Net pa% AER%  
All accounts £1 - £24,999 0.25 0.20 0.25  
  £25,000 - £49,999 0.40 0.32 0.40  
  £50,000 - £99,999 0.50 0.40 0.50  
  £100,000 + 0.60 0.48 0.60  


If you opened your account between 2 July 2013 and 20 May 2015, a bonus rate of 0.21% gross pa applies to your account (not shown in the table above). The bonus applies for 12 months from the date you opened your account, after which time the rates reduce accordingly.

Interest is variable and paid on the first working day of each month.

For information on previous rates on this account, including introductory bonuses that may have applied or rates for accounts that have switched to Everyday Saver, see the ‘Previous interest rates’ tab.

We may withdraw the availability of Everyday Saver at any time without notice.

Previous interest rates

This previous interest rates tab sets out all rates that have applied to Everyday Saver in the past, and any introductory bonuses that have been payable in addition. To find out how much interest you are currently earning on your money, please click on the current interest rates tab.

Introductory bonuses

Depending on when you opened the account you may have benefited from an introductory bonus. The introductory bonus would have been payable for a year, after which the rate on your account would have reduced accordingly. Details of all introductory bonuses that have been paid on this account are set out below.

Account opened Bonus rate (pa%)
2 July 2013 - 20 May 2015 0.21
7 December 2012 - 1 July 2013 0.50
7 March 2011 - 6 December 2012 0.55


Core rates

The core rates payable on this account, excluding any introductory bonus that may have applied, are set out below.

Rates effective from Balance Gross pa% Net pa% AER%
20 November 2013 -
20 May 2015
£1 - £9,999 0.10 0.08 0.10
  £10,000 - £24,999 0.25 0.20 0.25
  £25,000 - £49,999 0.39 0.31 0.39
  £50,000 - £99,999 0.49 0.39 0.49
  £100,000 + 0.59 0.47 0.59
7 March 2011 -
19 November 2013
£1 - £9,999 0.10 0.08 0.10
  £10,000 - £24,999 0.25 0.20 0.25
  £25,000 - £49,999 0.59 0.47 0.59
  £50,000 - £99,999 0.69 0.55 0.69
  £100,000 + 0.79 0.63 0.79


Has your instant-access account changed to Everyday Saver?

If you previously held any of these instant-access accounts, your account has now switched to an Everyday Saver account and the interest rate you earn has changed. Select your previous instant-access account to see the interest rate that previously applied to your account.

30 Day Savings Day to Day Savings Nest-egg Savings
50 Day Notice Direct Access Postal Savings
60 Day Savings Direct Access Plus Regular Savings Account
Active Savings Easy Saver Reward Saver
Barclays Instant Cash Account e-savings Savings Builder
Barclays Instant Savings Account Essential Savings Tracker Savings
Bonus Saver MoreForMore Savings  


Mortgage offset: Yes. Remember, if you offset your savings account against your mortgage, you won't earn any interest on your account.
Interest rate: Rates are variable. Interest is paid monthly on the first working day of the month.
Gross: ‘Gross’ is the rate payable without tax taken off. If you’re eligible to receive savings interest without tax taken off, please provide us with the HMRC form (R85). For more information and the R85 eligibility visit HM Revenue & Customs (HMRC).
Net: ‘Net’ is the rate payable after we take off basic rate tax.
AER: Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.



Read full terms and conditions 140 KB

These additional terms and conditions supplement and amend the general conditions of your Customer Agreement with us (Barclays Bank PLC).

Read important information about our interest rates, the Financial Services Compensation Scheme and your cancellation rights.