Everyday Saver account

Current interest rates

The rate of interest your money is earning in Everyday Saver today will depend on when you opened your account, and whether any introductory bonus that might have applied has expired. Use the tables below to find out your rate.

Account opened Balance Gross pa% Net pa% AER% *12-month bonus included%
20 November 2013 onwards  £1 - £9,999 0.31 0.25 0.31 0.21
  £10,000 - £24,999 0.46 0.37 0.46 0.21
  £25,000 - £49,999 0.60 0.48 0.60 0.21
  £50,000 - £99,999 0.70 0.56 0.70 0.21
  £100,000 + 0.80 0.64 0.80 0.21

 

*Accounts opened from 20 November 2013 onwards included a 12-month introductory bonus of 0.21% gross pa. Please see 'What if my bonus has already expired' if you opened your account more than a year ago.

 

For information on previous rates on this account, including any introductory bonuses that may have been applied, please see the previous rate tab.
 

What if my 12-month bonus has already expired?

If you opened your account more than a year ago then your introductory bonus has expired. Once the bonus expires the rate on your account reduces accordingly. The current rates on this account, without any introductory bonus, are set out below.

 

Account opened Balance Gross pa% Net pa% AER%
 All accounts £1 - £9,999 0.10 0.08 0.10
  £10,000 - £24,999 0.25 0.20 0.25
  £25,000 - £49,999 0.39 0.31 0.39
  £50,000 - £99,999 0.49 0.39 0.49
  £100,000 + 0.59 0.47 0.59

 

We may withdraw the availability of Everyday Saver at any time without notice.

We may withdraw or change the bonus offer at any time without notice. This would only apply to new accounts opened from that time.

Previous interest rates

This previous interest rates tab sets out all rates that have applied to Everyday Saver in the past, and any introductory bonuses that have been payable in addition. To find out how much interest you are currently earning on your money, please click on the current interest rates tab.

Introductory bonuses

Depending on when you opened the account you may have benefited from an introductory bonus. The introductory bonus would have been payable for a year, after which the rate on your account would have reduced accordingly. Details of all introductory bonuses that have been paid on this account are set out below:

Account opened Bonus rate (pa%)
2 July 2013 - 19 November 2013 0.21
7 December 2012 - 1 July 2013 0.50
7 March 2011 - 6 December 2012 0.55

 

Core rates

The core rates payable on this account, excluding any introductory bonus that may have applied, are set out below.

Rates effective from Balance Gross pa% Net pa% AER%
20 November 2013 £1 - £9,999 0.10 0.08 0.10
  £10,000 - £24,999 0.25 0.20 0.25
  £25,000 - £49,999 0.39 0.31 0.39
  £50,000 - £99,999 0.49 0.39 0.49
  £100,000 + 0.59 0.47 0.59
         
7 March 2011 - 19 November 2013 £1 - £9,999 0.10 0.08 0.10
  £10,000 - £24,999 0.25 0.20 0.25
  £25,000 - £49,999 0.59 0.47 0.59
  £50,000 - £99,999 0.69 0.55 0.69
  £100,000 + 0.79 0.63 0.79
Mortgage offset: Yes. Remember, if you offset your savings account against your mortgage, you won't earn any interest on your account.
AER: Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.
Interest rate: Rates are variable. Interest is paid monthly on the first working day of the month.

 

 

Read full terms and conditions 140 KB

These additional terms and conditions supplement and amend the general conditions of your Customer Agreement with us (Barclays Bank PLC).

Read important information about our interest rates, the Financial Services Compensation Scheme and your cancellation rights.