Golden ISA

This account is no longer available to new customers.

In November, Golden ISAs will switch to Instant Cash ISA – Issue 1 accounts with a lower interest rate. Understand more about the changes to cash ISAs.

Current interest rates

Account opened Balance Tax-free rate pa% AER%
All accounts £1+ 1.79 1.80


For information on previous rates on this account, including any introductory bonuses that may have been applied, please see the 'Previous interest rates' tab.


Previous interest rates

This previous interest rates tab sets out all rates that have applied to Golden ISA in the past, and any introductory bonuses that have been payable in addition. To find out how much interest you are currently earning on your money, please click on the current interest rates tab.

Introductory bonuses

Depending on when you opened the account you may have benefited from an introductory bonus. The introductory bonus would have been payable for a year, after which the rate on your account would have reduced accordingly. Details of all introductory bonuses that have been paid on this account are set out below.

Account opened Bonus rate (pa%)
9 March 2009 - 31 May 2009 1.00


Core rates

The core rates payable on this account, excluding any introductory bonus that may have applied, are set out below.

Rates effective from Balance Tax-free pa% AER%
20 November 2013 £1+ 1.79 1.80
1 November 2010 - 19 November 2013 £1+ 2.23 2.25
9 March 2009 - 31 October 2010 £1+ 2.55 2.58
Transfers-In: No. Transfers-In from other ISAs aren't permitted.
Top Up: Yes.
Mortgage offset: Yes. Remember, if you offset your savings account against your mortgage, you won't earn any interest on your account.
Tax-free: Interest is exempt from Income Tax provided all ISA conditions are met. The level and basis of tax can change ant the value of tax relief depends on your personal circumstances.
AER: Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.
Interest rate: Variable. Interest is paid on the first working day of each month.


Cash ISA additional conditions 510 KB

These additional terms and conditions supplement and amend the general conditions of your Customer Agreement with us (Barclays Bank PLC).

Read important information about our interest rates, the Financial Services Compensation Scheme and your cancellation rights.