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Helpful Start

Discover our Helpful Start account

Here you’ll find account information, plus current and previous interest rates.

This account is only available as part of the Family Springboard Mortgage.

Summary box

Account name

Helpful Start

What is the interest rate?

Effective from 1 September 2016.

Balance

Gross rate pa %

AER %

£1+

1.75

1.76

Balance

£1+

Gross rate pa %

1.75

AER %

1.76

Interest is paid monthly on the first working day of the month.

Can Barclays change the interest rate?

Yes, the interest rate tracks a margin of 1.50% above the Bank of England Bank Rate.

What would the estimated balance be after 12 months, based on a £1,000 deposit?

Deposit amount

Estimated value after a year

£1,000

£1,017.64

Deposit amount

£1,000

Estimated value after a year

£1,017.64

The estimated value is based on no change to the interest rate during 12 months and no withdrawals made.

How do I open and manage my account?

You can open an account as part of an application for our Family Springboard Mortgage .

You can manage your account in branch, or via Telephone Banking – provided you’re registered.

The minimum opening balance is £1, the maximum is £50,000.

Eligibility

To apply for this account, you must:

  • Be aged 18 or above
  • Be resident in the UK for tax purposes

Can I withdraw money?

No, withdrawals aren’t permitted during the term of the account.

Additional information

The account remains open for a minimum term of 3 years. You can read these Helpful Start terms and conditions for further information. They are in addition to the general conditions of your Customer Agreement with us.

Read important information about our interest rates, the Financial Services Compensation Scheme, and your cancellation rights.

Previous interest rates

This previous interest rates tab sets out all rates that have applied to Helpful Start in the past 5 years. To find out how much interest you are currently earning on your money, please click on the 'Current interest rates' tab.

Rates effective from Balance Gross rate pa% Gross rate pa%

14 January 2013 - 31 August 2016

£1+

2.00

2.02

Rates effective from

14 January 2013 - 31 August 2016

Balance

£1+

Gross rate pa%

2.00

Gross rate pa%

2.02