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ISA Saver – Issue 2

This account is no longer available to new customers. Rates are variable.

In November, ISA Saver – Issue 2 accounts will switch to Instant Cash ISA – Issue 1 accounts with a lower interest rate. Understand more about the changes to cash ISAs.

Current interest rates

Account opened Balance Tax-free rate pa% AER%
All accounts £1+ 1.72 1.73


For information on previous rates on this account, including any introductory bonuses that may have been applied, please see the 'Previous interest rates' tab.


Previous interest rates

This tab sets out all rates that have previously applied to ISA Saver – Issue 2 including any introductory bonuses that have been payable in addition. To find out how much interest you're currently earning on your money, see the 'Current interest rates' tab.

Introductory bonuses

Depending on when you opened the account, you may have benefited from an introductory bonus. The introductory bonus would have been payable for 1 year, after which the rate on your account would have reduced accordingly. Details of all introductory bonuses that have been paid on this account are set out below.

Account opened Bonus rate (pa%)
27 February 2012 - 23 September 2012 1.00
24 September 2012 - 6 December 2012 0.60
7 December 2012 - 24 February 2013 0.30


Core rates

The core rates payable on this account, excluding any introductory bonus that may have applied, are set out below.

Rates effective from Balance Tax-free pa% AER%
27 February 2012 £1+ 1.72 1.73
Transfers-In: No. Transfers-In from other ISAs aren't permitted.
Top Up: Yes.
Mortgage offset: Yes. Remember, if you offset your savings account against your mortgage, you won't earn any interest on your account.
Tax-free: Interest is exempt from Income Tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.
AER: Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.
Interest rate: Variable. Interest is paid on the first working day of each month.

Cash ISA additional conditions 510 KB

These additional terms and conditions supplement and amend the general conditions of your Customer Agreement with us (Barclays Bank PLC).

Read important information about our interest rates, the Financial Services Compensation Scheme and your cancellation rights.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


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