Stocks and Shares ISAs
All our online investment products are available as a Stocks and Shares ISA, which allows you to use your full £10,200 ISA allowance.
You can choose from our fixed term investments or fund investments and invest from £3,000 up to £10,200.
All Stocks & Shares ISAs are available to buy end-to-end online.
Link to Investment - Stocks and shares ISAs
Important information
1. Gross is the rate of interest payable before income tax is deducted. Interest is payable gross to non-taxpayers subject to the required certification. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
2. Tax-free indicates that interest is exempt from UK income tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on the individual taxpayer.
3. Tax-free indicates that interest is exempt from UK income and capital gains tax provided all ISA conditions are met. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
4. Your annual ISA allowance is £10,200 in the 2010/11 tax year. Of this, up to the first £5,100 can be saved in a cash ISA with one provider. All of your allowance or the remainder can be saved in a stocks and shares ISA. The value of tax relief depends on individual circumstances. Annual limits are subject to review. The Government's favourable tax treatment of ISAs may not be maintained.
5. Gross rate - interest is payable without the deduction of income tax to non-taxpayers subject to the required certification and for investments of £50,000 or more which meet the Qualifying Time Deposit criteria (see clause 5 of the Bond Terms and Conditions for full details). Otherwise income tax will be deducted at the basic rate.