Startup

Start-up business account

Free business banking for the first 12 months

Kick-start your business with free banking for 12 months1, with expert advice on hand when you need it in those vital early months.

Why choose Barclays?

Monthly Loyalty Reward

The longer you stay with us, the more of your bank charges we’ll give back to you each month.

Barclays Service Guarantee

We promise to take personal responsibility for solving your queries, with regular updates to show how we’re doing.

Simple price plans

When your free banking period ends, we ‘ll keep your account on the best deal, with two Price Plans that reflect how you make and receive payments.

Bank your way

Business banking at your fingertips

Barclays Online Banking is a safe and convenient way to take care of your daily banking, whether you’re at work, out and about or on holiday.

Discover mobile banking

Use our app to run your accounts from the palm of your hand. Manage your accounts, add products from our Features Store and get instant help.

Business banking with a personal touch

Prefer a more personal way to bank? Find out how to contact our business banking advisers by phone or find your nearest branch

  • Two simple Price Plans

    We have two Price Plans to choose from, designed for the way your business makes and receives payments.

    Mixed Payments Plan –  for businesses that use cash, cheques or a range of ways to make and receive payments.

    e-Payments Plan – for businesses that receive electronic payments and make payments mainly through Online Banking and debit cards.

    Mixed Payments Plan

    e-Payments Plan

    Electronic payments (in or out)

    £0.35 per transaction

    Free

    Cash payments (in or out)

    £0.90 per £100

    £1.50 per £100

    Cheques and assisted payments (in or out)

    £0.65 per transaction

    £1.50 per transaction

    Cash machine cash out and electronic internal transfer

    Free

    Free

    Monthly account fee

    £6.00

    £6.50

    For more information on our charges, download our Business Current Account Price Plan Charges sheet2

    Use our Price Plan Selector to choose the Price Plan that’s right for you.

    Price Plan Guarantee

    The way your business makes and receives payments can change over time. To make sure you’re always on the plan that offers the best deal, we’ll carry out a review each year. We’ll contact you if we think a different plan could save you money and move you on to it, unless you advise us otherwise. However, if you think another plan would suit your needs better, you can move whenever you like – just let us know.

  • Loyalty Reward

  • Service Guarantee

Start banking with us

Find out what you'll need to apply, online, in person or by phone.

Personal details

  • Tax identification number, such as your national insurance number
  • Residential addresses for the past 3 years
  • Details of your other financial arrangements, such as mortgages, store cards and loans

Business details

  • Registered company address (for limited companies) and your trading address
  • Business registration number, business tax identification number (for limited companies) and business start date or date of incorporation
  • Turnover and investment capital details

Apply online

Our online application form will tell you in minutes whether you can submit all or part of your application online. 

Apply in person

Call us on 0800 515 4625 and select option 1 to book your branch appointment with one of our Business Managers.

Apply by phone

If you’re a sole trader or limited company with no other directors or shareholders who have had a personal or business relationship with us for at least 6 months.

You’ll need your debit card and PINsentry. Call us on 0800 515 4625 and select option 2

Other services that may interest you

Get off the ground with the Enterprise Finance Guarantee

A government scheme designed to help viable businesses that have inadequate security. Find out if your business is eligible.

Stay in control with cashflow finance

Release the cash that’s tied up in your invoices.

Accepting card payments with Barclaycard

Barclaycard makes it easy for your customers to pay you – either in person, online or by phone

Business Insurance brought to you by Allianz

We work with Allianz, one of the UK’s leading insurance providers, to offer a range of insurance options.