Switching to bank with us

We’ll take care of your bank account switch

The Current Account Switch Service lets you move your account from your bank or building society to us in a simple, reliable and hassle-free way.

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The Current Account Switch Service

This free service lets you switch a current account from one participating bank or building society to another, with the option to keep your old account open too.

It’s simple, stress-free, and the full switch option takes only seven working days and is backed by the Current Account Switch Guarantee. [PDF, 40 KB]

As part of the full switch, we’ll:

  • Transfer all your regular incoming and outgoing payments, like Direct Debits, standing orders, bills and your salary, to your new account with us
  • Redirect all incoming and outgoing payments from your old account to your new one, for a minimum of three years.

We’ll contact you before your switch date if there are any issues during the process. If anything goes wrong, we’ll refund any interest (both paid and lost) and charges you receive on either your old or new current accounts, as soon as we’re told.

For more information, read our full switching information pack. [PDF, 2.1MB]

Reasons to switch

Over 300 years of expertise 

Benefit from our experience, knowledge and services that cover most industry sectors.

Barclaycard payment solutions

Take payments in a way that suits you.

Whether you do business in person, online or in an app, Barclaycard makes it easy for you to sell and your customers to buy.

24-hour fraud protection 

Enjoy peace of mind, knowing your finances are safe. We protect your money every second of the day.

Price plans

Free digital banking for 12 months

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Description

Charge

Per month (first 12 months)

Businesses with existing Barclays business current accounts aren't eligible for this offer.

Free

Per month (after 12 months)

£8.50

Standard transactions

Description

Charge

Simple electronic payments including Faster Payments, Direct Debits and standing orders

Free 

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Debit card payments

Free

Cash out – ATM/Post Office/self-service device

Free

Cash in – Post Office/Barclays Collect/self-service device

Additional Barclays Collect charges may apply.

60p per £100

Cheques in – Barclays app/self-service device 

60p each

Cheques out

60p each

For more details on transaction fees and tariffs, including transactions made at the branch counter, visit our rates and charges page

How does it work?

Open an account

Apply for a current account with us, if you don’t already have one.

Provide your details

Give us a few details and choose a full or partial switch.

We’ll do the rest

We’ll set everything up and tell you when it’s ready.

Full switch or partial switch?

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Full switch

  • Your old current account will be closed
  • We'll transfer all your regular incoming and outgoing payments, like Direct Debits, standing orders, bills and your salary, to your new account with us
  • We’ll redirect all incoming and outgoing payments from your old account to your new one, for a minimum of three years
  • Covered by the Current Account Switch Guarantee. [PDF, 40 KB]
Partial switch

Partial switch

  • Your old current account will stay open
  • We’ll ask your old bank for a list of your outgoing payments, and you can choose which to transfer to your new account
  • We won’t be able to transfer any one-off, future-dated payments from your old account
  • You'll need to arrange the transfer of any regular payments into your old account (like your salary) to the new account
  • Takes longer than seven working days
  • Isn't covered by the Current Account Switch Guarantee.

Full-switch timeline

Fully switching your account takes just seven working days, after an appointment with one of our Business Managers. During your appointment, we’ll agree a switch date together before you sign the agreement.

Day 1 to 2

  • We’ll contact your old bank and ask for details of any regular payments
  • Your old bank will send us details of all your regular payments.

Day 3 to 5

  • We’ll write to you to confirm your switch and list the payments we’ll transfer
  • We’ll transfer your payments to your new account, ready for your switch date
  • We’ll arrange for any card payments to be redirected to your new account
  • We’ll give your new account details to all the companies you have Direct Debits with, ready for your switch date.

Day 6

  • We’ll ask your old bank to transfer your balance to your new account.

Day 7

  • Your balance will be transferred to your new account
  • All payments on your old account will be cancelled
  • Your old account will be closed
  • We’ll contact you to confirm that your switch is complete.

Any payments made to your old account after your switch date will be redirected to your new account for a minimum of three years.

Any regular payments due to be paid from your old account after your switch date will be taken from your new account.

Switch your business account

If you already bank with us, you can apply online. We’ll need some basic information from you.

Find out what information we’ll need using this business banking checklist from UK Finance, the UK’s leading trade association for financial services. 

Annual turnover of more than £400,000?

If you’ve been trading for more than a year and your business has an annual turnover of more than £400,000, you can request a callback to apply for a business account over the phone.