Agricultural mortgages

Agricultural mortgages

Finance for land and buildings

The mortgage designed to help farmers buy farmland, farm buildings or improve your existing farm properties1,2

Key features and benefits

We've designed this mortgage to be flexible – you choose the length of the term and the type of interest rate. 
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage. 

Capital repayment holiday

Option to take an interest-only period of up to two years3

Choose a variable or fixed rate

Fixed interest rates available from 1 to 10 years.

Flexible repayment

Choose your mortgage loan term over a period of 1 to 25 years

How to apply

To find out more, or if you want to apply for a mortgage, speak to a Business Banking Manager at a branch.

To find out whether you're eligible for a commercial mortgage, you’ll need to provide the following.

  • Three full years' audited or certified accounts plus current management figures (if produced)
  • Two months' bank statements
  • Assets and liabilities statement
  • Last three months' payslips and latest P60 (employees only)

What you need to know

  • Borrow up to 80% of the value of farm buildings or land
  • Choose repayments to suit your business cashflow, either monthly, quarterly or annually
  • If you take the interest-only period, interest will be charged to you current account
  • Choose a variable or fixed-interest rate, with the option to change your selection during the mortgage term
  • Fixed rate terms are available from 1 to 10 years
  • Lending fees and associated borrowing costs apply and can be added to the loan
  • Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term
  • For fixed rate loans, if you decide to pay early or cancel the fixed interest rate, you may have to pay breakage cost in addition to other fees such as prepayment fees
  • You can choose to use enact, our chosen provider for preferential rates and fixed price conveyancing

Ready to apply or want to find out more?

Call us

Call us on 08005154624

Commercial mortgages

Commercial mortgages built around you

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer2.

Property finance and investment

Talk to our expert team about your property development and property investment needs. We offer a wide range of financial support options 4.

Business loans

Boost your business with a loan under £25,000

 

9.9% representative APR

on loans of

£1,000 – £25,000