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Cashflow finance

Stay in control with cashflow finance

Release the cash tied up in your invoices.

Call us on 0800 015 83531

Key features and benefits

Cashflow finance suits lots of businesses looking for more than just an overdraft including manufacturers, wholesalers, transport firms, employment agencies and business services providers.

Up to 85% of your invoice value

Get up to 85% of the value of your approved invoices advanced, which is usually more than traditional overdrafts offer.

Easy online access

Online access to your sales ledger status and electronic payment requests.

Factoring or invoice discounting – which is right for you?

Factoring is the best option for business with a turnover of £100,000 or above while invoice discounting is usually better for businesses with a turnover of £1 million or above.

Your business could be suitable for factoring or invoice discounting if:

  • It's a new-start or mature business
  • You have a spread of debtors
  • You offer normal credit terms with no stage payments

Options

Factoring

Invoice discounting

Business turnover

£100,000 or above

£1,000,000 or above

Who handles the sales ledger and credit management?

We do, meaning less administration for you

You do, so your customers don't know about our involvement

Extra support

Bad-debt protection available

Bad-debt protection available

Options

Business turnover

Factoring

£100,000 or above

Invoice discounting

£1,000,000 or above

Options

Who handles the sales ledger and credit management?

Factoring

We do, meaning less administration for you

Invoice discounting

You do, so your customers don't know about our involvement

Options

Extra support

Factoring

Bad-debt protection available

Invoice discounting

Bad-debt protection available

Ready to apply or want to find out more?

Lines are open Monday to Friday, 8am-7pm1

Call us on 0800 515 4621

Other business lending

Business credit cards

Get the cashflow support your business needs, whether you're just starting out, growing or established.

Business overdraft

If you need flexible short term borrowing, chat to us about an overdraft.

 

All business lending

All business lending

Browse through all of our business products from bank accounts to credit cards and more.

 

Important information

  1. Lines are open Monday to Friday, 9am–5pm. To maintain a quality service, we may monitor and record phone calls. Call charges
  2. Terms and Conditions apply
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