Commercial mortgages

Commericial mortgages

Commercial mortgages built around you

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer1

Key features and benefits

A commercial mortgage that gives you greater flexibility. Choose a variable or fixed-rate loan. Fixed interest rates available from 1to 10 years. You can switch from a variable rate loan to a fixed-rate loan.2

Capital repayment holiday

Option to take an interest-only period of up to two years.3

Borrow over a longer time

Choose any repayment period from 1to 25 years.

For any business use

Choose how to use your mortgage, from buying premises to releasing capital.

How to apply

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage.

To find out whether you're eligible for a commercial nortgage, you'll need to provide the following.

  • Three full years' audited or certified accounts plus current management figures (if produced)
  • Two months' bank statements
  • Assets and liabilities statement
  • Last three months' payslips and latest P60 (employees only)

What you need to know

  • Apply for a business mortgage of for amounts over £25,000
  • Fixed rate terms from 1 to 10 years
  • Prepayment fees may apply if you repay all or part of your loan before the expiry of the agreed term
  • Lending fees and associated borrowing costs apply and can be added to the loan
  • For fixed rate loans, if you decide to pay or cancel the fixed interest rate you may have to pay breakage cost in addition to other fees such as prepayment fees
  • Option to use Enact, our chosen provider for fixed price conveyancing

Ready to apply or find out more?

Barclays customers

Call us on 0345 605 23454. Lines are open Monday to Friday, 8am to 7pm

New to Barclays?

Call us on 0800 515 4624. Lines are open Monday to Friday, 8am to 7pm.

Other services that may interest you

Loans

Business loans

Boost your business with a flexible loan

Explore our secured and unsecured loans5,2 – if you bank with us, log in to see if you have a provisional loan limit6 – it won’t affect your credit score. 

Transferring your account to Barclays

Business account transfer service

Move your account to us within 7 days or at your own pace.

Business credit cards

Business credit cards

Manage cashflow with a business credit card

Get the cashflow support your business needs, whether you’re just starting out, growing or established.


APR 26.4% representative (variable).