Business credit cards

Business credit cards

Manage cashflow with a business credit card

Get the cashflow support your business needs, whether you’re just starting out, growing or established.


APR 26.4% representative (variable).

Enjoy flexible spending with 0% interest on purchases for 6 months

With extra credit at your disposal, your card can be used to meet all of your usual payments, develop your business, or cover any unexpected costs.

Quicker payments with contactless

Contactless technology lets you make quick and easy payments of £30 or less wherever you see the contactless symbol1.

0% interest on purchases for 6 months2

Get 0% interest on all purchases made within the first 6 months of opening the account, saving you money on expenses.

56 days’ interest-free credit

Benefit from up to 56 days interest-free credit from the date of transaction when your balance is paid in full and on time.

No card fees for a year3

No card fees for 12 months mean you save £32 per card – a good saving for a rainy day.

Eligibility

Who can apply for a Barclaycard?

You’re eligible for a Barclaycard business credit card if

  • You and your business are not bankrupt, or in bankruptcy proceedings
  • Your existing financial commitments are not overdue, and have been managed well over the last 12 months
  • Your business turnover (or new business plan) exceeds £10,000 a year

The above must be true for your business and all individuals on your application.

Contactless and making payments

Quick and easy ways to pay

We offer contactless technology to small business customers. We believe this secure innovation will increase choice and convenience when making credit card payments.

  • What does contactless payment mean?

    Contactless technology enables you to make a secure payment using your business credit card in less than a second. You can buy anything up to £30 just by touching your card on a reader, anywhere you see the contactless symbol1.

  • How do I use it?

  • Why should I use it?

  • Where can I use it?

  • Is it safe?

Insurance benefits

  • Misuse protection

    If one of your cardholders uses their card inappropriately, and you can’t get reimbursed, you could be covered for:

    • Up to £15,000 per cardholder
    • Up to £1,000,000 each year for your business
  • Purchase protection

  • Online payments and fraud protection

How to apply

Other services that may interest you

Business debit cards

Manage daily expenses with a debit card

Pay for goods and services throughout the world and make payments or purchases online, wherever Visa is accepted. Call us on 0345 605 23454 to apply for a debit card if you have a business account with us.

Accepting Card Payments with Barclaycard

From desktops to portable card machines, e-commerce to telephone sales, we’ve got a payment solution for you.

Get a free quote – call us on 0800 046 6805 5 or

International payments

Send and receive international payments

Make quick, secure and cost-effective international payments, whether you’re trading with the United States or United Arab Emirates.