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Loans

Give your business a boost with a flexible business loan

Need to expand, invest in new equipment or simply want to borrow for working capital? Have a chat with us about our secured and unsecured loans2, 3.

If you’re already a Barclays current account customer, check to see if you have a provisional loan limit before you apply8 – without affecting your credit rating. Just log in to Online Banking.

Business loans up to £25,000

Apply for this unsecured loan if you need a quick and straightforward way to finance your business.

Fixed interest rates

No need to worry about sudden changes in interest rates. We'll give you a fixed rate for the life of the loan.

Flexible terms available

Spread repayments of your loan from 1 to 10 years4.

Repayment holiday

Option to have a 6 month repayment holiday at the beginning of your loan6 (subject to application).

Business loans over £25,000

Apply for this secured loan if you need a larger amount of finance and flexible repayment options.
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your loan.

Choose fixed or variable rate

Fixed interest rates available from 1-10 years7.

Borrow over a longer time

Choose a repayment period from 1-20 years.

Capital repayment holiday

Option to take an interest-only period of up to two years5.

How to apply

If you're ready to apply for one of our loans then we'll need some information about you and your business.

What we'll need

  • Your trading accounts, business plan and details on profits and losses
  • Information on what you're planning to use the loan for including whether security is needed

We'll try to give you a decision within 48 hours. Sometimes we might need more information from you before we make our lending decision. If we do, we'll get in touch with you.

Ready to apply or want to find out more?

Have a Barclays current account?

You may already have a provisional loan limit in Online Banking if you’ve registered to use it1

Barclays customers

Lines are open Monday to Friday, 8am-7pm1

0345 605 2345

New to Barclays?

Lines are open Monday to Friday, 8am-7pm1

0800 515 462

Property development

Finance for property development

If you're looking to invest in property for your business, talk to us. We offer a wide range of financial support options, typically with financing packages of up to £3 million.

 

View other lending products

Commercial mortgages

Commercial mortgages

If you need to buy a new building or release equity, a commercial mortgage could be for you.

Asset finance

Asset finance for growth

Invest quickly in the things you need to run your business without having to dip too deep into your working capital.

All business lending

All business lending

Browse through all of our business products from bank accounts to credit cards and more.

Important information

  1. Lines are open Monday to Friday 8am – 7pm. To maintain a quality service, we may monitor and record phone calls. Call charges .
  2. Business loans are subject to application and status. We offer a fair appeal process should you feel we've not taken all your circumstances into consideration. To find out more click here .
  3. The Lending Code. Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. The Lending Code sets minimum standards of good practice when dealing with certain customers in the UK in relation to loans, current account overdrafts, charge cards and credit cards. Further details can be found at Lending Standards Board
  4. You can choose your loan terms providing the loan term doesn't exceed the life of the asset.
  5. Capital repayment holiday available. During this time interest will still need to be repaid.
  6. Interest will continue to accrue on the loan and is calculated within future repayments.
  7. For fixed rate loans, if you decide to pay early or cancel the fixed interest rate, you may have to pay breakage cost in addition to other fees such as prepayment fees.
  8. Not all customers can apply for a Barclayloan for Business or view their provisional loan limit online. Certain restrictions apply. Contact us to discuss your options.