Loans

Business loans

Boost your business with a flexible loan

Explore our secured and unsecured loans1,2 – if you bank with us, log in to see if you have a provisional loan limit3 – it won’t affect your credit score. 

Business loans up to £25,000

Apply for this unsecured loan if you need a quick and straightforward way to finance your business.

Fixed interest rates

No need to worry about sudden changes in interest rates. We'll give you a fixed rate for the life of the loan.

Flexible terms available

Spread repayments of your loan from 1 to 10 years4.

Repayment holiday

Option to have a 6-month repayment holiday at the beginning of your loan55 (subject to application).

Business loans over £25,000

Apply for this secured loan if you need a larger amount of finance and flexible repayment options.  Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your loan.

Choose fixed or variable rate

Fixed interest rates available from 1to 10 years6.

Borrow over a longer time

Choose a repayment period from 1 to 20 years.

Capital repayment holiday

Option to take an interest-only period of up to two years7.

How to apply or find out more

If you're ready to apply for one of our loans then we'll need some information about you and your business.

What we’ll need

  • Your trading accounts, business plan and details on profits and losses.
  • Information on what you're planning to use the loan for including whether security is needed.

We'll try to give you a decision within 48 hours. Sometimes we might need more information from you before we make our decision. If we do, we'll get in touch with you.

Don’t bank with us?

Open a Business current account or calls us on 0800 515 4628

Have a current account with us?

Log in to see if you have a provisional loan limit without affecting your credit rating3

New to Barclays?

Call us on 0800 515 4628. Lines are open Monday to Friday, 8am to 7pm.

Property finance and investment

Property finance and investment

Property finance and investment

Talk to our expert team about your property development and property investment needs. We offer a wide range of financial support options 9.

Other ways to borrow

Commercial mortgages

Commericial mortgages

Commercial mortgages built around you

Whether you need to buy a new building or release equity from your existing one, a commercial mortgage could be the answer10

Asset finance

Asset finance

Finance to help your business grow

Invest in the things you need without having to dip into your working capital11

Business borrowing

Borrowing for all businesses

Whether your business is expanding or still yet to get off the ground, we can help you plan for future success.

Insights to help you make better business decisions

The smart way to run your business

See your income, outgoings and performance and compare yourself to similar businesses – all in Online Banking.

Barclays Local Insights

Barclays Local Insights

See insights about your local community, a region – or all of the UK – that could help your business grow.