Business overdrafts

Business overdrafts

Flexible options for short-term finance

Apply for a business overdraft to help you manage changes to your cashflow.

Have a current account with us? Log in to see if you have a provisional loan limit without affecting your credit rating1

Key features and benefits

If you need convenient access to short term borrowing fast, then a business overdraft could be right for you23

Flexible borrowing

You can apply to increase or decrease your overdraft limit as your business needs change.

Get cashflow support

Pay for stock and other costs without waiting for your sales income.

Minimise borrowing costs

Only pay interest on overdrawn balances, which you can repay any time.

What you need to know

Barclays business overdraft features

  • Increase or decrease your overdraft limit as circumstances change
  • Only pay interest on overdrawn balances, which you can repay at any time
  • Interest is calculated on daily overdrawn balances, at an agreed margin over the Bank of England base rate
  • Fees and interest are debited to your current account on the Bank's usual charging dates (available on request) either monthly or quarterly in line with your current account tariff
  • Overdrafts are repayable on demand and typically reviewed annually
  • Overdrafts are subject to application and status

Ready to apply or want to find out more?

Barclays customers

Call us on 0345 605 23454. Lines are open Monday to Friday, 8am to 7pm

Have a current account with us?

Log in to see if you have a provisional loan limit without affecting your credit rating1

New to Barclays?

Call us on 0800 515 4624. Lines are open Monday to Friday, 8am to 7pm.

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APR 26.4% representative (variable).

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