Mortgage checklist

As part of the mortgage process for buying in France, you'll need to provide us with the following information along with your completed French mortgage application form.

About the property:

• A signed and completed copy of the preliminary contract ('compromis' or 'promesse de vente'), or reservation contract (VEFA).
• Photographs (if available)/floor plans/description of the property.
• For new builds: building contract, professional estimates, planning permission or 'permis de construire', plans.
• For loans covering renovation or extension work: professional estimates, planning permission or 'permis de construire', plans.
• For re-mortgages on a French property: a copy of the existing repayment schedule.
• For Leaseback properties, special conditions apply. Contact us to find out more.

About you:

• Proof of your main address: copy of two different utility bills, less than three months old
• Clear photocopy of your passport and driving licence
• Your three most recent tax assessments
• Confirmation of income and employment - signed by your employer (if applicable)
• Your three most recent and consecutive months' bank statements for your main account
• If property rental income is declared, copy of rental deed and proof of rental income.
• Evidence of where your deposit will be funded from

For employed applicants:

• Your last three consecutive months' pay slips (for each applicant)

For self-employed or company owner applicants:

• The last three consecutive years' audited balance sheets and trading accounts (summarised if possible)
• Letter from your accountant confirming your personal income and dividends received

We may need to ask you for additional information, depending on your circumstances and the property you wish to buy. We will advise you of this when you're ready to apply.