Fees for using your debit card abroad or paying in a currency other than sterling

Barclays will charge you a 2.99% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash or when you are being refunded. This fee will also apply whenever you do not pay in sterling, for example, when you shop online at a non-UK website.

On top of this, if you’re getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank , you’ll also be charged a £1.50 Non-Sterling Cash Fee and the ATM provider may apply other charges.

Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction. This date may be different to the day on which the transaction took place. Historic exchange rate information is available on www.visaeurope.com .

When using your debit card abroad, some merchant terminals or ATMs may offer you the choice of paying for your transaction in sterling. If you choose to pay in sterling, the 2.99% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the merchant or ATM provider's commission charges are and what exchange rate they are using, using because, overall, may be more expensive to pay in sterling. Although the Non-Sterling Transaction Fee will not apply for these transactions, you will still have to pay the Non-Sterling Cash Fee if you are getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank.

(The Non-Sterling Transaction Fee was previously referred to as 'commission' and 'foreign exchange charge' and the Non-Sterling Cash Fee as 'a fee' and 'transaction charge').

Barclays ATMs are located worldwide (including in France, Egypt, India, Pakistan, Italy, Portugal and Spain).

For more information please go to www.barclays.co.uk/debitcardsabroad

Global Alliance member banks:

  • Australia - Westpac
  • Canada - Scotiabank
  • France - BNP Paribas
  • Germany - Deutsche Bank
  • New Zealand - Westpac Trust
  • South Africa - Absa
  • Turkey - TEB Turkish Economy Bank (part of the BNP PARIBAS Group)
  • Ukraine - UkrSibbank (part of the BNP PARIBAS Group)
  • USA – Bank of America

Global Alliance members may have ATMs located outside the countries listed above that may also offer the benefits of the Global Alliance arrangement. For details, please refer to the Global Alliance member websites.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

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