Fees for using your debit card abroad or paying in a currency other than sterling
Barclays will charge you a 2.99% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash or when you are being refunded. This fee will also apply whenever you do not pay in sterling, for example, when you shop online at a non-UK website.
On top of this, if you’re getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank , you’ll also be charged a £1.50 Non-Sterling Cash Fee and the ATM provider may apply other charges.
Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction. This date may be different to the day on which the transaction took place. Historic exchange rate information is available on www.visaeurope.com .
When using your debit card abroad, some merchant terminals or ATMs may offer you the choice of paying for your transaction in sterling. If you choose to pay in sterling, the 2.99% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the merchant or ATM provider's commission charges are and what exchange rate they are using, using because, overall, may be more expensive to pay in sterling. Although the Non-Sterling Transaction Fee will not apply for these transactions, you will still have to pay the Non-Sterling Cash Fee if you are getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank.
(The Non-Sterling Transaction Fee was previously referred to as 'commission' and 'foreign exchange charge' and the Non-Sterling Cash Fee as 'a fee' and 'transaction charge').
Barclays ATMs are located worldwide (including in France, Egypt, India, Pakistan, Italy, Portugal and Spain).
For more information please go to www.barclays.co.uk/debitcardsabroad
Global Alliance member banks:
- Australia - Westpac
- Canada - Scotiabank
- France - BNP Paribas
- Germany - Deutsche Bank
- New Zealand - Westpac Trust
- South Africa - Absa
- Turkey - TEB Turkish Economy Bank (part of the BNP PARIBAS Group)
- Ukraine - UkrSibbank (part of the BNP PARIBAS Group)
- USA – Bank of America
Global Alliance members may have ATMs located outside the countries listed above that may also offer the benefits of the Global Alliance arrangement. For details, please refer to the Global Alliance member websites.