Barclays Basic Bank Account

Simple, free banking

Our Barclays Basic Current Account offers free, no-frills banking – and could be just what you’re looking for if you can’t open a regular current account.

  • No monthly account fee
  • Do your banking online, in branch or by phone
  • Avoid overdraft fees and debt

What you get

You could get this account if you don't qualify for one of our other accounts and/or you have no bank current account in the UK.

Pay, transfer and withdraw money

  • Choose between a Barclays Visa debit card or cash card 
  • Make payments by Direct Debit or standing order1
  • Transfer money to other Barclays accounts online or by phone
  • Withdraw up to £300 a day from cash machines if the money is in your account

Manage your account your way

  • Manage your account online, with our app2 or in branch
  • Get regular statements and free Text Alerts2 to help manage your spending
  • Bank in more than 1,500 branches nationwide
  • Personalise your account with one of our Packs3

Banking to suit you

  • Straightforward banking with no frills
  • A way to bank if you have difficulty opening a regular current account
  • Features that help you keep tight control of your money

What isn't included

  • An overdraft – so you’ll need to have enough money in your account before making payments
  • A cheque book
  • Barclays Blue Rewards

Account fees and charges

  • Day-to-day banking service charges

  • Other account services

Apply now

To confirm your identity, you'll need to bring in 2 original documents (not photocopies) from this list when opening your account.

Apply in branch

Find your nearest branch and see when we’re open. Don’t forget – you’ll need your ID documents to apply for an account.

Get in touch

If you’ve got a question about our Barclays Basic Current Account, there are many ways to get in touch.

Web chat

Please don’t share any account information during your chat.

Tweet us

Tweet us a question @BarclaysUKHelp and we’ll respond within 2 hours.