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Loans

Exclusively Ours can give you cheaper, more flexible borrowing on:

Staff Loans:
Please refer to Important Information

  • Borrow from £500 to £20,000
  • A low rate - just 8.8% APR* typical on new staff loans with the rate fixed for the life of the loan
  • Repayment periods from 12 months to 7 years
  • Quick decisions - apply by phone and, subject to assessment, you'll normally get a decision within 24 hours.

Season Ticket Travel Loan:
Please refer to Important Information

  • Pay for your season ticket with an interest-free loan.

Development Loans:
Please contact the Staff Loan team for more information.

  • Further your career with an interest-free Development Loan
  • With the support of your manager, you can use it for a banking or other professional qualification.

*APR means Annual Percentage Rate. Interest rates and charges are variable and may change from time to time.

How to apply:

Phone

Just call 0845 678 1 678 and ask for ‘borrowing’ then ‘loans and overdrafts’ or call the Staff Loan team directly on clearway 7 4100 6600.  Please make sure that you have your staff or staff pension number before calling.

Loan Calculator

For loans agreed prior to 10th October 2008 please access the Terms and Conditions.