Corporate pensions

When you're busy running a business, it's easy to overlook the importance of making provisions for your retirement. There are now many tax-efficient options available in which a fund can be built up to provide an income to last your whole retirement.

Most employers also have an obligation to provide access to a pension scheme for their employees.

• Important Information

  What you get back at retirement from a personal pension will depend on the investment performance of the underlying assets, and the annuity rates applicable at the time that you take your pension benefits. The value of investments can fall as well as rise. Returns are not guaranteed and you may not get back what you originally invested. The favourable tax treatment of pensions may change at any time in the future. The value of tax relief will depend upon your personal financial circumstances. Annuity rates may fall or rise. If they fall, the pension you buy at later date may be smaller. You must take a tax-free lump sum before your 75th birthday or will looe this option. Any income you withdraw will be taxed as earned income. You can't access your money in your pension until reach the age of 50 going up to 55 in 2010. Some pension schemes have additional rules about when you can take your benefit. You must check with your financial planning manager. The Key Features document informs you about the product's aims, its objectives and the risks involved.

With Barclays Financial Planning you get:

• Access to a wide range of retirement planning schemes.
• A designation service for employees based on a single page application, with the certificate sent direct to the employer.
• An established scheme as soon as the first member joins.
• Streamlined joining for members - no need for individual identification checks.
• Commission terms on larger schemes.

For more information call 0800 587 2024 to book an appointment or request a call back.