Will I need to pay an Emergency Borrowing fee if I only go over my overdraft limit by a small amount?

If you go into your Emergency Borrowing by £15 or less, you won’t pay the Emergency Borrowing fee. Instead you’ll pay the daily overdraft fee for the increased amount.

If you sign up to free Text Alerts we can send you a message if you’re nearing your overdraft limit, so you can avoid possibly going into your Emergency Borrowing.