What types of life insurance do you provide?

We only offer term life insurance, where you’re insured for a specific period of time, such as 15 or 20 years. The policy pays out a lump sum if you die within the term, however but you won’t receive anything not if you live for longer than this.

  • Level term – the amount you pay and level of life insurance cover stays the same throughout the term

You can choose between our non-advised Barclays Life Insurance from Aviva or the 2 policies with advice we provide through Legal & General for mortgage holders  – Life Insurance or Life Insurance with Critical Illness

  • Decreasing term – the level of cover reduces over time. This type of life insurance policy is often taken out to cover mortgages or other loans where the amount owed decreases year on year

This option is only available with our advised policies provided by Legal & General – Life Insurance or Life Insurance with Critical Illness