Will I be charged for overpaying on my mortgage?

There are 2 scenarios where you may be charged for making an overpayment on your mortgage.

The first is if the overpayment amount is equal to or more than 3 times the usual monthly repayment amount that we agreed with you.

The second scenario is if you make 1 or more overpayments that will pay off the mortgage balance earlier than we originally agreed.

In either scenario, you may have to pay Early Repayment Charges – your mortgage offer letter will explain whether this affects you.

If you need to check whether you will be charged for making additional payments on your mortgage, please call us on 0800 022 4022* .