When can I switch my mortgage rate?

You can pre book a new rate up to 90 days before your current rate ends, or if your deal has already ended or you have no early repayment charges, you can apply to switch now. Your mortgage offer letter or annual statement will detail when your current mortgage deal ends.

You can check if you’re eligible to switch to a new rate in Online Banking by calling 0333 202 7578 or visiting a branch.

Lines are open Monday to Friday, 8am to 9pm, Saturday 9am to 8pm and Sunday 10am to 4pm. To maintain a quality service, we may monitor or record phone calls. Call charges