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Barclays Hospital Cash Plan

How to make a claim

 

If you need to make a claim just give us a call (you'll find the number on your policy summary) and we'll send you a claim form with a freepost envelope to return it in. You should fill in the claimant's section and either your GP or your hospital consultant should complete the doctor's statement. If they charge any fee for completing your form, this needs to be paid by you. Once complete, just pop the form in the envelope and send it back to us.

If we need any further medical evidence we'll let you know who we've written to and we'll keep you regularly updated on the progress of your claim. We'll cover the cost of any additional reports we need.

Frequently Asked Questions
Please see policy document for full details

Are accidents covered?
Yes. As well as cover for illness or disease which is not pre-existing, our Hospital Cash Plan will cover you if your accident results in hospital treatment.

Are outpatient day visits covered?
Yes. As well as inpatient hospital stays, our Hospital Cash Plan will also cover you for outpatient visits, up to a maximum of six visits a year as long as they are scheduled visits.

My partner does not live with me, but can I cover them under my policy?
No, but they can take out plan in their own right.

Do children receive the same benefits as adults?
Benefits for children are 50% of those quoted for adults

Find out more

Download the policy

You will need Adobe Acrobat Reader to view and print the form. For information on accessibility, visit access.adobe.com.

Still Have Questions?

We'll be happy to answer your questions or help you complete any paperwork

Call free on
0800 316 2825**

What isn't covered

Benefit payment does not apply:

  • If the hospitalisation is due to any pre–existing condition (2 years prior)
  • For any period of hospitalisation occurring in the waiting period (30 days), unless due to an accident
  • If you deliberately or recklessly expose yourself to danger
  • If the hospitalisation is due to pregnancy, childbirth, infertility, termination or associated complications
  • If your hospitalisation is as a result of AIDS including Human Immunodeficiency Virus (HIV), encephalopathy (dementia), HIV/Wasting Syndrome and AIDS–related conditions (ARCs)
  • If the hospitalisation is due to any mental or psychiatric illness or disease
  • If you are in hospital due to the effects of alcohol
  • Whilst driving a vehicle having blood/urine alcohol level above the legal limit stated in the laws of the country where the accident takes place
  • If the hospitalisation is due to any sexually transmitted disease
  • If the hospitalisation is for gender transformation
  • If the hospitalisation is for the correction of a congenital defect
  • If the hospitalisation is for a cosmetic procedure
  • If the accident occurs in a country where a state of war exists (declared or not) if the accident was the direct consequence of the war
  • If bodily injury is sustained whilst you were flying; unless you're a fare–paying passenger
  • If you take a drug other than according to the manufacturer's instruction or as prescribed by a medical practitioner
  • If you take a drug for the treatment of drug addiction
  • If bodily injury is sustained whilst you attempt to commit suicide
  • If bodily injury is sustained whilst you are directly involved in an unlawful act

If I had to stay in hosipital whilst on holiday abroad will the plan pay benefits to me?
No, benefits are only payable for stays in and scheduled out patient visits in UK hosipitals.

Do the rates go up as I get older?
No, your rate doesn't increase because of your age.

To whom are the benefits of the plan paid?
All the benefits are paid to the insured person i.e. the person whose injury leads to the claim. If they are children, the benefits are paid to the policyholder. If the injured person dies, the benefits are paid to the insured person's legal representative or executor. Inheritance tax may be payable in the event of a claim being paid.

When does my cover begin?
You are covered straight away for the accidents and after 30 days from start of the policy for illnesses

Is Hospital Cash Plan the same as Life Insurance?
No. Barclays Hospital Cash insurance covers you for accidents, illness or disease that requires treatment in a hospital.

Is Hospital Cash Plan the same as an income replacement policy?
No. Barclays Hospital Cash Plan covers you for accidents, illness or disease that requires treatment in a hospital and pays a set cash benefit for time set out in the policy.