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Home Insurance Quote

Discover more great reasons to insure your home with Barclays, and double check you tick all our boxes before applying.

Check you qualify

Home emergency

Legal expenses

Get a quote and apply

View policy summary and full policy
wording* (PDF 475kb)


What’s covered?

Our standard home insurance covers so much more than you’d expect. For example, we’ll make sure your Christmas presents are protected, by automatically increasing your sums insured by £3,000 during December. And you can tailor your policy by adding extra covers, like Home Emergency or Full Accidental Damage.

We’ve set out the key features of our home insurance below. For full details, have a read of the policy document.

Standard buildings insurance cover up to £500,000

Damage to your property by the emergency services?

Yes

Accidental damage to fixed glass, like windows and shower screens, and sanitary fixtures?

Yes

Accidental damage to underground services, including pipes, septic tanks and drain covers?

Yes

Your legal liability as owner of your home

Up to £2,000,000

Alternative accommodation following an insured loss

20% of the building’s sum insured

Standard excess

£100


Extra optional covers available for an additional fee, so you can tailor your policy to your own needs.

Full accidental damage to buildings

Standard contents insurance cover up to £50,000

Accidental damage to audio, tv and recording equipment, games, and computers?

Yes

Accidental damage to mirrors and glass?

Yes

Loss or damage to your contents when being moved by professional furniture removers?

Yes

Valuables like jewellery and antiques

Up to £10,000

Alternative accommodation for you and your pets

20% of the building’s sum insured

Christmas and wedding presents

Up to £3,000

Money in your home

Up to £250

The contents of your freezer

Up to £400

Replacement external locks if your keys are stolen

Up to £500

Garden contents

Up to £500

Standard excess

£100


Extra optional covers available for an additional fee, so you can tailor your policy to your own needs.

Full accidental damage to buildings

Personal possessions (available with contents only)

Sports Package (available with contents only)

Full accidental damage to contents

Home and Garden (available with contents only)

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Check you qualify

As long as you’re aged 18 or over and can confirm the following statements you can complete a Barclays Home Insurance quote online.

The property to be insured:

  • Is your main residence and you don’t let or rent it out in any way
  • Isn’t a listed building
  • Has a maximum of five bedrooms
  • Is in good repair with no past subsidence or underpinning, and is of standard construction (eg brick, stone or concrete and roofed with tile or slate)
  • Has no special exposure to flood or storm damage
  • Isn’t used for business, except for home/office work that requires no employees or visitors
  • The property is not left unoccupied for more than 40 consecutive days a year.

You and anyone you usually live with:

  • Haven’t suffered a loss or incident in the last four years (except for one claim under £250), whether or not you were insured
  • Haven’t been convicted of or charged with (and not yet tried) any non-motoring offence
  • Are not a childminder, professional entertainer, musician, professional sportsperson or trainer, jewellery or antique dealer, or student.

If you can’t confirm all these statements we may still be able to give you a quote for home insurance. Call us on 0800 068 8097*.

If your property is a maisonette, or you’re a tenant the quote generated will be for contents insurance only.

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Home emergency

Provides cover for emergency home repairs. This covers you against emergency situations in your home, including the failure of household services you rely on such as unexpected plumbing problems, central heating/boiler failure or gas and electricity failure.

Please note: If you have a Barclays Additions, Additions Plus, Additions Active or Premier Life Account these accounts already include this type of benefit.

For more information, call 0800 068 8097*.

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Legal Expenses

Up to £50,000 cover towards the cost of pursuing legal action arising from a wide range of causes such as death, personal injury or loss or damage to personal belongings or the home.

*Lines are open Monday-Friday 8am-10pm, Saturday 8am-6pm and Sunday 10am-4pm.

To maintain a quality service, calls may be monitored or recorded. Calls are free from UK landlines.

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insurance quote

View and amend your quotes.

Already insured with us?

You’ll get a 5% loyalty discount when you buy any additional Barclays home or travel insurance.

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Lines are open 8am–10pm Mon–Fri, 8am–6pm Sat, 10am-4pm Sun and Bank Holidays. Calls may be monitored or recorded for training purposes. Calls to 0800 numbers are free from a UK landline.

Barclays Insurance Services Company Limited is authorised and regulated by the Financial Services Authority. Registered in England. Registered No. 973765. Registered Office: 1 Churchill Place, London E14 5HP.

The insurer of Barclays Home Insurance is Gresham Insurance Limited who are authorised and regulated by the Financial Services Authority. Registered Office: 8 Surrey Street, Norwich, NR1 3NG. Registered in England. Registered No. 110410.

The insurer of Home Emergency is Inter Partner Assistance SA, authorised by the Commission Bancaire, Financiere et des Assurances (the Banking Finance and Insurance Commission) in Belgium and regulated by the Financial Services Authority in the UK. Registered UK Office: The Quadrangle, 106–118 Station Road, Redhill, Surrey RH1 1PR. Registered No. FC008998.