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The policy provides a cash lump sum if you die during the term of the policy.
Premiums start at £6 and stay the same throughout the policy term
Cover is available up to £500,000 depending on monthly premiums and your personal circumstances
Cover is for a fixed amount which stays the same throughout the term you select
Cover is available for individuals only. We don’t offer joint cover
Get a quick quote online in under 2 minutes
This policy will not pay out on diagnosis of a terminal illness, only if you die during the policy term. This product is only available to UK residents aged 18-68, and your cover must end before your 70th birthday.
Further terms, conditions and exclusions apply – make sure you read our insurance guide 220 KB1 so you know what's covered and what's not.
The BSI Kitemark™ provides assurance of easy to understand and transparent financial products2
Choose your cover
Choose your cover in 2 steps
Step 1 – Choose the term that’s right for you
From 1 to 51 years to match your needs and depending on your circumstances.
Step 2 – Pick the amount of coverage you need
You can choose the monthly payment you can afford to pay or you can choose the amount of cover you would like.
What you need to know
This product is only available to UK residents aged 18-68. Cover must end before your 70th birthday.
When the plan will not pay out
If you die as a result of intentional self-inflicted injury or suicide within the first 12 months of taking out your policy.
What if I stop paying?
If you cancel your plan or stop paying your premiums during the term, your cover will end after 30 days from the date the last premium was due and you will not be covered. The plan has no cash-in value.
Can I make changes to my policy?
You’ll be able to make some changes to your policy. You can change how long you’d like your cover to last and the amount of cover you’ve got
Depending on the type of change you’d like to make, we might have to change or replace your original policy, or you might have to take out a new policy. We might also need you to provide us with some medical information
It’s important that you review your cover regularly to make sure that it’s adequate as your circumstances change over time
Further terms, conditions and exclusions apply – make sure you read our insurance guide1 so you know what's covered and what's not.
Life cover calculator
How much life cover might I need?
Our calculator gives you an idea of how much life cover you should consider based on the information you supply.
It's only a general guide to help you identify areas and isn't an actual quotation or advice. You should make your own decisions about the terms and level of cover.
You should only include your contribution to the family income, as the calculation is based on 1 person.
For help in contacting an independent financial adviser, you can visit unbiased.co.uk
Level term cover
Get a quote
Provides a fixed lump sum, which stays the same throughout the term
The lump sum is ideal for covering things like living expenses, mortgage payments, bills or childcare
The policy will only pay out once within the agreed term and the cover will end. Terms and conditions apply