Our Secured Barclayloan could allow you to avoid the stress and expense of moving house by simply creating a better space in the home you’re already settled in. You could borrow from £5,000 to £100,000 up to the value of your house, less your existing mortgage balance, so you really can do whatever home improvements you like, from big jobs like loft conversions, kitchen refits and conservatory installations to simpler jobs like redecorating.

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How much could you borrow?
You could borrow up to the value of your house, less your current mortgage balance - anything from £5,000 to £100,000 over 5–25 years. And as the interest rate is competitive, and you can choose how long you’d like to take the loan out for, you benefit from manageable monthly repayments. By spreading your loan over a longer term, your overall interest payments will increase.

Early settlement
If the loan is settled early, an early repayment charge will apply during the loan period. A rebate of charges will be calculated in accordance with a formula laid down by consumer credit regulations. This calculation provides some compensation to us, by way of interest, for your loan being repaid early.

Calculate your repayments using our calculator on the right

Still have questions?
View all FAQs, call us on 0800 183 0513* or type your question in the box on the left.