Buy-to-let centre

Get what you need for property investments

Want to start or expand your property portfolio? We've got tips, mortgages and insurance deals for experienced and aspiring landlords.

  • Practical tips for anyone who wants to invest in property
  • A wide range of deals to help you buy and remortgage buy-to-let properties
  • Specialist landlord insurance to help you protect up to 3 properties

Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

Your buy-to-let options

  • At a glance

    Welcome

    Buying a property as an investment can give you an income – but there are lots of things to consider, from choosing the right mortgage to your legal and tax responsibilities as a landlord. So we’ve gathered together some resources that will empower you to take the right decisions – whether you’re about to begin your property investment journey, or want to build your portfolio.

    You’ll find our latest buy-to-let mortgage rates, including exclusive deals for Premier customers. But we’ve also compiled some practical guides that explain the key things to consider when choosing a property and deciding how to manage it.

    Can we help you?

    We offer a range of mortgages that could suit your needs, whether you’re buying a new investment property or looking to remortgage one or more current properties. If you’re a Premier customer, or eligible to become one, you could apply for our exclusive Premier Buy-to-Let mortgages, which offer exclusive benefits.

    You’ll need to be at least 21 years old and own your main residence. You can borrow up to £1 million per property, providing you own no more than 6 mortgaged properties at any time with a total borrowing of £4.5 million across all lenders or £3m across all buy-to-let properties with us.

  • Our mortgages

    You can choose a buy-to-let mortgage that meets your needs, whatever stage you’re at in your property investment journey.

    Buy-to-let mortgages

    Reach your property investment goals

    Whether you’re an experienced or aspiring landlord, our buy-to-let mortgages will help you make a success of your investment.

    Premier mortgages

    Exclusive rates for you

    Exclusive residential and buy-to-let options, whether you’re looking for a new home or an investment property.

  • Already a customer?

    Exclusive rates

    Did you know that you can arrange a new deal to start when your current rate expires? If you have a mortgage with us, you can take advantage of our exclusive Buy–to-Let Reward rates whether you’re looking to borrow more, have fewer than 90 days left on your current deal, or are already on the follow-on mortgage rate.

    • Exclusive Buy to Let Reward rates
    • No legal or property valuation fees
    • Available for fixed-rate and tracker mortgages

    Managing your mortgage

    We can help you to manage your mortgage, find important information and ensure your account is on track.

    • Check your mortgage statement
    • Review transactions
    • Set up or change your Direct Debit

    Call us1 on 0800 022 4022
    Lines are open Monday to Friday, 8:30am – 5.30pm and Saturday 9am – 1pm.

    Buying another property?

    If you're considering adding another buy-to-let property to your portfolio, you may be eligible for our exclusive Premier mortgage rates . Alternatively, you can explore our Buy-to-let mortgages that are available for new purchases.

  • Help and guides
    How to buy to let

    How to buy to let

    Practical tips for aspiring landlords

    What to consider before you buy a buy-to-let property or expand your portfolio – from property types and location to getting the right mortgage.

    Private letting

    Home insurance for landlords

    Cover for private letting

    Protection for landlords privately letting up to 3 properties2.

    How to get a mortgage

    Tips to help you find the right deal for you

    Confused about mortgages? We’ll show you how to get a mortgage from start to finish, including what you need to tell us and the steps you’ll need to take.

Need some help?

If you want to know more about investing in property, choose how you’d like to get in touch – online, in branch or over the phone. You can also browse our mortgage FAQs.

Talk to us online

Start a web chat if you’d like to ask us a question online.

Call us

Call us1 today. Lines are open all day, every day – except during the Christmas period, when they may be closed at off-peak times.

0800 197 1081

Visit a branch

Find a branch near you that offers appointments with mortgage advisers and see when we’re open.