A guide to buying your first home
We’ve helped thousands and thousands of people buy their first home – taking them step by step through the process until the contracts are signed and the keys are in their hands. We’ve put what we know into this first-time buyer’s guide, explaining how it works and what you need to consider.
Your home may be repossessed if you do not keep up repayments on your mortgage.
- What you need to do, and when
- Understanding your options
- We’re here to help – online, over the phone and in branch
Step 1. Know what you can afford
Step 2. Get an Agreement in Principle
Step 3. Find the right home
Step 4. Find the right mortgage
Step 5. Applying and after
Need some help?
If you want to know more about buying your first home, choose how you’d like to get in touch – online, in branch or over the phone. You can also browse our mortgage FAQs .
If you want help choosing the right mortgage for you, you’ll need to call us to speak to a mortgage adviser.