Cashback when you take out a Homebuyer Cashback mortgage
Buying a property? You could get cashback of up to £2,500.
- Available if you're a first-time buyer or moving home
- Applies to some fixed rate, residential mortgages
- You'll get your cashback once your mortgage starts
Your home may be repossessed if you do not keep up repayments on your mortgage.
How it works
When you buy a property over a certain value, you need to pay tax to the government. The amount is based on what you pay for the property, and whether it's in Stamp Duty Land Tax or Land and Buildings Transaction Tax in Scotland. The amount is based on what you pay for the property, and where the property is located.
For example, if you're buying your first home in England for £260,000, you'd pay tax of £3,000. If you're buying your first home in Scotland for £260,000, you'd pay tax of £2,600.
What you could get
After your mortgage starts, cashback can be paid directly to the account you use for your mortgage Direct Debit. Your cashback amount may match your stamp duty but we don't guarantee this.
- £1,250 cashback if you're borrowing between £100,000 and £150,000
- £2,500 cashback for mortgages over £150,000 and up to £500,000
- Spend your cashback on anything you like
- You can get cashback whether you're a first-time buyer or moving home
Our cashback mortgages
Get cashback on the mortgages shown below – you can sort the table by selecting a column title.
Already have a mortgage with us? If you're looking to switch, you can take advantage of our exclusive rates for existing customers.
The current mortgages data is unavailable. A complete list of all mortgage rates is available for download here.
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Initial interest rate
Follow on interest rate
Overall cost for comparison
Loan to value
Early repayment charge
How to apply
Our mortgage calculator can help you work out how much you can afford to borrow. You can then complete an Agreement in Principle (AiP) to find out whether we’d be able to lend the amount you need – without affecting your credit score. If we can, the next step is to make an appointment with an adviser to apply for a mortgage.