Premier Barclayloan

An exclusive loan for you as a Premier customer

  • Check your personalised price quote online or on your mobile1
  • Viewing your rate doesn't affect your credit score
  • Price guarantee

0 APR Representative
on loans of
0

over 2-5 years. (Your rate may differ2)

Loans are subject to status and eartly settlement fees apply.

Know your personal rate before you apply

See what your Premier Barclayloan could look like now with your personalised price quote. There’s no need to apply, and no effect on your credit rating. Your quote will give you a personal rate, not a representative APR, and it’ll be exactly the rate you’ll get if you take out the loan today.

If you apply online and your application is approved, and you can print or download your agreement and sign it online between 7am and 10.30pm, we’ll usually transfer the money to your current account instantly or within a few hours if you bank with one of the main UK high street banks. Sign online after 10.30pm and it will usually be transferred by 9am the next day. The same applies to loan applications made by phone where, if approved, you sign your agreement in Online Banking (registration required).

To see if you have a personalised price quote, log into Online Banking or your Barclays Mobile Banking app, if you’re registered.

Price guarantee

If you take out a Premier Barclayloan and another lender offers you a like-for-like unsecured loan with a lower APR, you can claim under our guarantee within 30 days of the date we signed your Barclayloan agreement. We’ll reduce the interest rate to produce an APR equal to the competing offer and recalculate your monthly repayments to reflect the reduced interest rate. Please see our full price guarantee terms and conditions.

Fixed monthly repayment

To help you budget

Repaying your loan early

You have the legal right to repay your loan early, in part or full, at any time. As well as any other interest that's due, we’ll charge you a fee equal to 30 days’ interest. This will be calculated using the amount you owe us if you repay in full. For more information3, call 0800 716 5982.

How much would you like to borrow?

Get an idea of your repayments and rates using our Premier Barclayloan calculator. The results will be based on the representative APR for the amount you enter. Your actual rates and repayments will be based on your personal circumstances, the loan amount and the repayment term.

Amount
Amount
Term
Term
Monthly repayment

The same every month

Total amount payable

Loan required

APR

Based on the details you entered

Representative example

  APR Representative
based on a loan of  
repayable over   months
at an interest rate of
  pa (fixed).
Monthly repayment of  .
Total amount payable  .

Representative APR applies to loans of

Are you eligible?

To apply for a Premier Barclayloan you’ll need to be…

At least 18 years old, a UK resident and a Premier customer4.

To become a Premier customer, you need:

An annual gross income of £75,000 or more paid into into a Barclays current account

or

£100,000 or more saved or invested with us.

 

You can use a Barclayloan for almost anything, except:

  • Anything related to starting or running a business
  • Investment purposes, including buying stocks and shares
  • Timeshares
  • Other property finance, including purchases, part payment or deposits on purchases and property development – although home improvements are fine
  • Repaying CCJs or gambling debts
  • As a deposit for something you’re buying with money you’ve also borrowed

We review eligibility regularly and may change the criteria in future. If you’re no longer eligibile for Premier Banking, we’ll contact you to explain your options.

Don’t meet these eligibility criteria? You may be able to apply for our regular Barclayloan instead.

 

Apply now

 

New Premier Barclayloan?

Log in to Online Banking to see if you already have a provisional loan limit.

Top up your loan

If you already have a loan with us, you could apply to borrow more in Online Banking5.

Resume an application

If you’ve already started an application, you pick up where you left off in Online Banking.

Looking for some help?

Help with borrowing

Browse our help topics for information on borrowing, credit ratings and dealing with debt.

Budget planner

Understand what you could afford to repay each month.

Want to borrow more?

If you don’t think a Premier Barclayloan is right for you, have a look at our Premier Flexiloan, which can be tailored to meet your needs.

  • Unsecured loans of £50,100 and above
  • Flexible repayment terms of up to 60 months

To find out more or apply, book an appointment with your Premier Relationship Manager by calling 0800 924 7365 6 or by speaking to someone in branch.

The Premier Flexiloan is subject to status and application. The same eligibility applies as for a Premier Barclayloan. A loan arrangement fee will apply.

Any questions? Get in touch

Call us

Call us7 on 0800 716 5982 and we’ll call you back.

Visit a branch

Come along to a branch and apply in person.