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Premier Current Account

Premier Current Account

More than an everyday bank account


  • No monthly account fee
  • Daily cash machine withdrawals up to £1,000
  • Overdraft options available. Please see the ‘overdraft charges and information’ section below



To join Premier, you need:

An annual gross income paid into a Barclays current account of £75,000 or more


£100,000 or more saved or invested with us

We'll review your eligibility for Premier Banking regularly. If you no longer meet the criteria, we'll contact you to explain your options. We may also change the eligibility criteria in future.

Account benefits

Here to serve your banking needs at the places and moments that make sense to you.

  • Loyalty rewarded

Benefit from Premier Rewards 1 and Barclays Blue Rewards 2. With Premier, you get more, to thank you for your loyalty.

  • Up to £1,000 daily cash machine withdrawals

An exclusive black debit card that lets you take out up to £1,000 a day 3 from cash machines. Subject to status.

  • Save on foreign currency

Withdraw foreign currency through cash machines operated by Global Alliance banks to avoid the £1.50 non-sterling cash fee. A fixed 2.75% transaction fee still applies to all withdrawals.

  • Fee-free overdraft

Apply for a fee-free overdraft of up to £1,000.
Representative example: Fee-free overdraft up to £1,000 (subject to application and status) while you stay within that limit.
If you use an overdraft of £1,200, you'll be charged £1.50 a day when you use it.

For more information, please see the ‘overdraft charges and information’ section below.

  • Access to exclusive products

As a Premier customer, you can apply for exclusive Premier mortgages, loans and savings accounts.

  • Switch to us – it's safe and simple

Open a new account with us and switch at the end of your application. Choose your preferred switch date – all payments will be moved over in just 7 working days.

Terms and conditions

Barclays and You. Terms and conditions for Personal customers 790 KB 4

Current accounts - our bank charges explained 930 KB

Access to exclusive products

Premier Barclayloan

See if you have a personal rate for our exclusive loan.


Premier mortgages

Our best offers for your next home or property investment.

Your home may be repossessed if you do not keep up repayments on your mortgage.


2 Year Premier Flexible Bond

1.00% AER/gross pa on balances of £1 to £1 million, with access to up to 30% of your money.


Rewards for your loyalty

Benefit from Premier Rewards and Barclays Blue Rewards. Join both and together, they recognise your value to us.


Bank how and when you want to

Telephone Banking

Dedicated, UK-based Premier Team available 24 hours a day, 7 days a week.

Call us on 0800 924 7365 5


Relationship team

For anything more complex, we’re available over the phone, 8am-10pm.

Online Banking

Our secure Premier Online Banking service lets you manage your money how and when you want.



Mobile banking

Bank on your smartphone or tablet with Barclays Mobile Banking.



Apply now

If you like what you see and want to join Premier, you have 3 options.

New to Barclays?

Start your application now, and your account could be open in a few minutes.


Already bank with us?

Got a Barclays Bank Account but ready to join Premier?


Want to come and see us?

If you prefer a more traditional method, come and see us.


Overdraft charges and information

Apply for a fee-free overdraft of up to £1,000. If you go over the £1,000 fee-free amount, daily fees are charged on the whole balance of your arranged overdraft as follows:

  • Up to £1,000 – No fee
  • Over £1,000 and up to £2,000 – £1.50 per day
  • Over £2,000 – £3 per day.

Overdrafts, including fee-free amounts, are subject to status and application.

Overdrafts over £15,000 have a set-up fee of 1.5% of the arranged overdraft limit, and a renewal fee of 1.5% of the limit will also be applied annually. For arranged overdrafts over £25,000, security may be required. Overdrafts are repayable on demand and you must be 18 or over to apply. All charges can be changed, but we’ll let you know before we do this.

Representative example:
Fee-free overdraft up to £1,000 (subject to application and status) while you stay within that limit. If you use an overdraft of £1,200, you'll be charged £1.50 a day when you use it.

You can find out the daily charges that apply and what the change will mean to you by using our overdraft calculator – just select ‘Premier Current Account’ from the drop-down list.

Important information

  1. Terms and conditions apply to all. Registration is required.
  2. To be eligible, pay in at least £800 to your account and pay the £3 fee each month. Your monthly fee will be taken from your nominated account on the second working day of each month. The first monthly fee will be taken in the month after you join. It will show in your statement as ’Blue Rewards fee’.
  3. Subject to available funds. Individual ATM limits may apply.
  4. To view PDFs, you'll need a PDF file viewer installed on your computer.
  5. Lines are open 24 hours a day, 7 days a week. To maintain a quality service, we may monitor and record phone calls. Call charges