Savings accounts important info
Savings accounts important info
Important information about your accounts
Cooling off (except cash ISAs)
If you are not happy with your account, you have a 14-day period in which to contact us to cancel your account or switch to another account. This period begins on the date your account is opened or the date you receive your terms and conditions and other account information, whichever is the later. If you contact us within this period to cancel or switch your account, we will refund any account fees you may have paid. However, if you cancel or switch your account at a later date, you will not be refunded the account fees that you have paid. If you wish to cancel or switch your account, you should tell us by writing to Barclays Bank PLC, Leicester Servicing Centre, Leicester LE87 2BB.
Cancellation rights (cash ISAs only)
If you are not happy with your ISA account , you have a 14 day period in which to contact us to cancel your account. This period begins on the date your account is opened or the date you receive your terms and conditions and other account information, whichever is the later. If you contact us within this period to cancel your ISA account, the agreement between us will be cancelled, and the balance on your account and any gross interest earned will be repaid to you. Subject to HM Revenue & Customs conditions, you will still be able to open an ISA with another ISA manager or us and your full annual subscription limits will remain. If you wish to cancel your ISA account call into your local branch or write to Barclays Bank PLC, Leicester Servicing Centre, Leicester LE87 2BB.
Our interest rates explained
'Gross' is the rate payable without tax taken off. If you're eligible to receive savings interest without tax taken off, please provide us with the HMRC form (R85). For more information and the R85 eligibility visit HM Revenue & Customs (HMRC) site (Adobe Reader1 is required to view and print the policies), download the R85 form and drop your signed and completed form in at any of our branches, or send to:
Barclays Bank PLC,
Leicester Servicing Centre,
You may find it useful to print off this page so that you have a record of the address. If you don't have access to a printer, you can pick up an R85 form at any of our branches or at your local Post Office or Tax Office.
'Net' is the rate payable after we take off basic rate tax.
AER - Annual Equivalent Rate
'AER' shows what the interest rate would be if interest was paid and compounded once each year.
Indicates that the interest is exempt from UK income tax, provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on the individual taxpayer.
Changes to our interest rates
Changes to our interest rates will be made in accordance with our terms and conditions.
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2. Your eligible deposits with Barclays Bank PLC are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Please click here for further information www.fscs.org.uk .