Savings & Investments
Helpful Information
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e-savings Reward
Whether you are saving for a rainy day or for a specific goal, the e-savings Reward account is designed to make long-term saving easier.
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1.26% AER* (1.25% gross pa) higher rate. 0.85% AER (0.85% gross pa) lower rate. Higher rate paid in months where no withdrawals are made
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Rates include a 12 month bonus of 0.75% gross pa
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Interest is paid monthly (rates are variable)
Golden ISA
Our Golden ISA is a convenient way to save up to £3,600 per tax year and earn tax–free* interest
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2.58% AER/2.55% tax-free* pa variable rate paid monthly.
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Easy to apply and start saving straight away
Savings Bonds
Barclays 3 Year Fixed Rate Savings Bond Issue 5 paying 4.25% AER (4.17% gross
pa)†
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4.25% AER (4.17% gross pa)†
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Interest paid monthly enabling you to receive a regular monthly income from your savings bond
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Minimum balance £25,000
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Limited issue, while funds last. Available to UK residents aged eighteen years or over.
No withdrawals
MoreForMore Savings
A flexible savings account that offers instant access and no restrictions on withdrawals, as well as tiered interest rates.
e-savings
Open an e-savings account from as little as £1. Available exclusively online, it’s instant access and has no restrictions on withdrawals.
Saving in a recession
In an economic downturn it's worth thinking a little differently about savings.
We've put some practical tips together to help you make your savings work harder
* Gross is the rate of interest payable before the deduction of income tax. Interest is payable gross to non–taxpayers subject to their providing the required certification.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Tax–free: Indicates that interest is exempt from UK income and capital gains tax provided all ISA conditions are met.
† Gross rate – interest is payable without the deduction of income tax to non–taxpayers subject to the required certification and for minimum investments of £50,000 for less than 5 years. Otherwise income tax will be deducted at the lower rate, but may be reclaimed by non–taxpayers.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
e-savings
An online savings account with a rate of 0.10% AER (0.10% gross pa*).
Barclays cash ISA
Our cash ISA lets you invest up to £3,600 each tax year without paying tax on the interest - and you have easy access to your money.
Savings Bonds
Our fixed rate savings bond gives you a fixed rate of interest for the term of the bond. You can open a savings bond with a minimum of £500. Please note that you can't withdraw your money during the term.
Instant access savings
With our instant access savings accounts you don't have to give notice to get your money. The interest rates reflect the way you save. Savings accounts include: e-savings account, MoreForMore Savings, and Barclays Cash ISA.
Savings for children
We have a range of savings accounts for your child or grandchild. Your choice will depend on their age and whether you want them to manage it themselves. Choose from Children's Savings, Barclayplus, Child Trust Fund or let us help you plan for Your Children's Future.
e-savings Reward
Available exclusively online, with a competitive rate of 1.26% AER (1.25% gross pa*) higher rate. 0.85% AER (0.85% gross) lower rate. Higher rate paid in months where no withdrawals are made.
Monthly Savings
Available to new and existing customers, Monthly Savings is a simple way to make regular savings. Just deposit between £20 and £250 a month by standing order for the 12 month term of the account and let us do the rest.
