Savings Bonds

Put your money away for a fixed rate of return

If you bank with us, you could open an account online in minutes.

If you’re serious about saving, you can lock your money in one of our bonds, and know exactly what interest it’ll earn.

 

  • To suit everyone’s needs, we’ve fixed-rate and flexible bonds to choose from

Our bonds

Here are the bonds you can currently open – compare them to find one that’s right for you. You may find that previous bonds have different interest rates.

Our current bonds

Rate %  AER/gross per year1

£ minimum opening

Accessing your money

2-Year Flexible Bond

0.65%

(£1 to £1 million)

£1

2-year fixed term

 

Up to 3 withdrawals, each one up to 10% of your initial deposit2

1-Year Fixed-rate Bond

0.55%

(£500 to £1 million)

£500

1-year fixed term

 

No withdrawals

2-Year Premier Flexible Bond

 

Exclusively for Premier customers 

0.80%

(£1 to £1 million)

£1

2-year fixed term

 

Up to 3 withdrawals, each one up to 10% of your initial deposit2

More ways to save

If these bonds aren't what you’re looking for, we have other options for you to consider.

Instant-access savings

You could make your money grow through our current range of savings accounts

Start savings with as little as £1 through our range of instant-access savings accounts.

ISAs

Tax-free savings up to £20,0003

An ISA is an Individual Savings Account – it allows you to save money in a tax-efficient way. Compare our ISAs to find one that’s right for you.

Investment ISA

Want to invest but not sure where to begin? Smart Investor can help you start your portfolio with our Ready-made Investments.

The value of investments can fall as well as rise and you may get back less than you invest.

Flexible bonds, fixed-rate bonds and Premier flexible bonds are limited offers that may be withdrawn at any time. Terms and conditions apply.