Current interest rates

Account opened

Balance

Monthly 

tax-free per year %

End-of-term 

tax-free per year %

AER % 

(all interest options)

From 7 March 2017

£1 - £1 million

0.75

0.75

0.75

Rates are fixed for the term of the cash ISA.

We may withdraw the availability of the 2 Year Flexible Cash ISA – Issue 15 at any time without notice. This would only apply to new accounts opened from that time.

Transfers-in:

Yes. Your instructions need to be with us within 30 days of opening your account.

Top up:

Additional deposits (cash ISA subscriptions) are allowed each tax year throughout the term of the Flexible Cash ISA, up to the amount of your annual cash ISA allowance. From 6 April 2016, funds withdrawn from your Flexible Cash ISA can be replaced in the same tax year without counting towards your annual ISA allowance. Please note the tax year runs from 6 April to 5 April the following year.

Mortgage offset:

No

Mortgage offset:

Interest is exempt from Income Tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances.

AER:

Annual Equivalent Rate. This illustrates what the interest rate would be if interest was paid and compounded once each year.

Interest rate:

Rates are fixed for the term of the cash ISA.

You can download these terms and conditions, which relate to the 18-Month Flexible Cash ISA account. These are in addition to the general conditions of your Customer Agreement with us.

Read important information about our interest rates, the Financial Services Compensation Scheme, and your cancellation rights.