Getting instant access to your savings
There are a lot of reasons why instant access to savings is important.
It could be that you'd like to be prepared for unforeseen events, you're worried about job security or you're saving for a wedding or a holiday.
We've set out three simple ways to help you keep instant access to your savings and get them working for you.
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First, benefit from tax-free** savings
Whatever you do, it's worth taking advantage of your tax-free savings allowance with an ISA. You can put from as little as £1 to as much as £3,600 in a cash ISA every tax year and earn tax-free interest.
If you're interested, take a look at our instant access Golden ISA. It's simple to apply and you can start saving straightaway.
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Next, save a little every month
If you find you have a bit of money left at the end of each month or want to build up a lump sum, why not set up a regular savings account. Because you choose the day the money leaves your current account, you can make sure the timing suits you and your outgoings. After a while you'll find you've put a solid amount of money together.
With our Monthly Savings account, you can save from £20 to £250 a month for a year and earn a fixed rate of interest which is higher for the months when you make no withdrawals.
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Then, put a larger sum to work
Maybe you're looking for an account that rewards you for saving more, but doesn't penalise you if you need to make a withdrawal.
With our MoreForMore Savings account interest rates are tiered, so the more you save the more you earn. And if you have more than one savings goal, you may like the fact that MoreForMore Savings lets you open several accounts. Providing all the accounts are in your name and share the same sort code, their balances will be combined to determine your interest rate tier. So you get greater control over your savings.
Getting Instant Access to your savings: 0845 300 4407*
These calls route into the specialist savings team who are best placed to deal with complex savings activity.
Seminars to help you stay informed
Explore the different ways you can save at one of our free in-branch Savings and Investment seminars.
*Lines are open Mon - Fri 8am - 9pm, Sat 9am - 5:30pm and Sunday Closed. To maintain a quality service, we may monitor or record phone calls. Read call charges info.
**Tax-free indicates that interest is exempt from UK income and capital gains tax provided all ISA conditions are met.
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