Investment ISA
Also known as a Stocks and Shares ISA. This is the most popular account people choose when they start to invest.
You can pay in up to £20,000 per tax year
You don’t pay tax on any returns you make from your investments.
Win up to £20,000
Set up a new monthly Direct Debit to your eligible Smart Investor account and you could win up to £20,000. T&Cs apply.
The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change, and individual effects vary. If you're unsure about investing, seek independent advice.
Set up a new monthly Direct Debit from as little as £50 to your Investment ISA or Investment Account and you could win up to £20,000. T&Cs apply. [PDF, 100KB]
Also known as a Stocks and Shares ISA. This is the most popular account people choose when they start to invest.
You can pay in up to £20,000 per tax year
You don’t pay tax on any returns you make from your investments.
A flexible account if you’ve already used your ISA allowance for the current tax year or you’re already paying into an ISA with another provider.
No limits on the amount you can invest
The return you make on your investments will be taxable.
Log into your Investment Account in Online Banking, select “Pay in” and complete the four steps:
Your Direct Debit will be added to your cash balance.
Once you’ve set up a monthly direct debit you can also choose to set up a regular investment to automatically invest your cash every month.
You don’t need to set up a regular investment to be entered into our prize draw however making regular investments can be a good habit to get into. It also helps in smoothing out any ups and downs in the market, which can take away the worry of whether you're investing at a good time.
Whilst there are strong arguments in favour of making regular investments rather than investing a lump sum, be aware there are some against it too – it’s important you consider whether committing to a monthly Direct Debit and investing regularly is right for your circumstances.