Using your debit card abroad

A secure and convenient way to pay when you’re away

Using your debit card is an easy way to withdraw cash and make purchases – wherever you are.

  • What it costs

    The non-sterling transaction fee

    If you use your debit card abroad or pay in a currency that’s not Sterling, we’ll charge you a 2.99% non-sterling transaction fee. This includes cash withdrawals, refunds and when you shop online at a non-UK website. 

    The Global Alliance

    We’re part of the Global Alliance. This is a group of banks that have agreed to give customers a cheaper way to withdraw money when they’re abroad. If you withdraw cash from a cash machine that’s not Barclays, or a Global Alliance member bank, you’ll be charged a £1.50 non-sterling cash fee, and the cash machine provider may apply other charges.

    Find one of our member banks in the country you’re travelling to

    Country

    Partner bank

    Australia

    WestPac

    Canada

    Scotiabank

    France

    BNP Paribas

    Germany

    Deutsche Bank

    New Zealand

    WestPac

    South Africa

    Absa

    Turkey

    TEB Turkish Economy Bank

    Ukraine

    UkrSibbank

    USA

    Bank of America

    How we previously referred to the charges

    Along with other UK banks, we’re now referring to these charges as the non-sterling transaction fee and the non-sterling cash fee. 

    The non-sterling transaction fee was previously referred to as ‘commission’ and ‘foreign exchange charge’ and the non-sterling cash fee as ‘a fee’ and ‘transaction charge’.

    Our cash machines can be found worldwide (including France, Egypt, India, Pakistan, Italy, Portugal and Spain).

  • Compare transactions costs

  • On your statement

  • Security

If you’re asked to pay in sterling (DDC transaction)

Some cash machines or merchant terminals may offer you the choice of paying for your transaction in sterling. If you choose to do so, the 2.99% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the commission charges are and what exchange rate they are using because, overall, it may be more expensive to pay in sterling.

These transactions are known s Dynamic Currency Conversion (DCC) transactions because the currency conversion is done by the merchant rather than the card scheme, using the merchant’s exchange rate.

Foreign currency

Bureau de change

Get your travel money with ease. Choose quick, free home delivery in the UK – or collect from one of our branches.

Barclays Mobile Banking

You can now do even more of your everyday banking on your mobile advice. 

Cloud It

Keep your documents safe – before you go, upload all your important travel documents including your passport.