We offer a range of mortgages to suit different needs. Look at what's on offer in our mortgage summary below and use the links to find out more about each type of mortgage loan available.
Move your mortgage to Woolwich
If you're looking to move your mortgage to The Woolwich, we've got a number of great mortgage deals that may be
for you. Call us on 0845 070 5090* or look at our current mortgage switch rates.
Existing customer mortgage deals
If you already have a mortgage with us you can choose from any of our current existing customer or new customer mortgage deals. Call our mortgage experts on 0845 677 0002** or look at our existing customer mortgage deals page to find out more.
Fixed rate mortgage
Suitable if you want to fix your mortgage loan rate. Mortgage rates are pre-determined and can be fixed for two to five years. You know how much you'll pay each month, allowing you to budget effectively.
Call our mortgage specialists on 0845 070 5090* or see our fixed-rate mortgage.
First-time buyer mortgage
Our first-time buyer mortgage range has been designed to help new buyers. From giving you cashback that could repay some of your initial costs, such as stamp duty, to a three-year fixed mortgage rate that's guaranteed to keep your monthly payments the same, we've got a mortgage loan deal for you.
Call our mortgage specialists on 0845 070 5090* and find out how we can get you moving or look at our first-time buyer rates.
Offset mortgage
Offset the credit balances in your current and savings accounts to repay your mortgage sooner or reduce your monthly mortgage loan repayments. Although you'll no longer earn interest on these balances, you could potentially save thousands of pounds in interest. Offset mortgages are available on a tracker basis that move in line with the Barclays Bank Base Rate (see below for tracker mortgage).
Call our mortgage specialists on 0845 070 5090* and find out how we can get you moving or look at our offset page.
Tracker mortgage
Suitable if you want a mortgage that moves in line with Barclays Bank Base Rate. The mortgage rate is a predetermined percentage amount above Barclays Bank Base Rate. As this is linked to a variable rate, your monthly mortgage payments may increase as well as decrease.
Call our mortgage specialists now on 0845 070 5090* and find out how we can get you moving or look at our Tracker mortgage.
Mortgage Reserve
Need to fund home improvements? Want to buy a new car? If you already have a Woolwich flexible mortgage loan, taking out a Mortgage Reserve allows you to borrow at mortgage rates of interest against the equity in your home, all without having to change your mortgage.
Call our mortgage specialists now on 0845 070 5090* to find out how we can get you moving or look at our Mortgage Reserve.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
* Lines are open Monday to Friday 9am-8pm and Saturday 9am-4pm. To maintain a quality service, we may monitor or record phone calls.
** Lines are open Monday to Friday 9am-8pm and Saturday 9am-2pm. To maintain a quality service, we may monitor or record phone calls.