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switching your mortgage

Remortgaging with Woolwich could save you money and may be easier than you think.

If the fixed or discounted period of your current mortgage is coming to an end, it may make sense to look into switching to us. Switching your mortgage could also be a cost-effective way of borrowing larger sums of money at lower interest rates.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgage deals at a glance

Do your sums

Find out how much is outstanding on your existing mortgage and estimate how much your home is now worth. Then think about when you would like to pay off your mortgage. By choosing a new rate with us, we may be able to reduce your monthly repayments. Remember an early repayment charge may apply when you repay your existing mortgage.

Choose a mortgage

Look at our range of mortgages. Find out how much you could borrow and decide how you want to pay your mortgage back - interest-only or repayment. Talk to us and we'll help you choose the right product based on your current circumstances.

Your application

Pop into a branch or call us. We can talk to you about our latest mortgage offers and help you complete your mortgage application.

Switch & Save™ remortgage offer

It pays to shop around for a new mortgage. You can choose from our range of fixed rate, tracker and offset mortgages. And with our Woolwich Switch & Save™ remortgage package, available on selected mortgages, you could benefit from a non-disclosed valuation and/or no fees for in-house legal services. Fees associated with the particular product may apply (such as application fees and early repayment charges).

A Fixed rate mortgage allows you to budget with set monthly repayments over a choice of periods.

A Tracker mortgage is a variable rate mortgage that moves in line with Barclays Bank Base Rate.

An Offset mortgage lets you offset up to 12 current accounts, savings accounts and ISAs against your mortgage and could help you pay off your mortgage quicker or reduce your monthly mortgage payments.