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Barclays home insurance

Insurance shaped around you

Create your own home insurance policy by choosing just the level of insurance you need. Add and remove cover as your needs change.

We’ve paid 93% of all registered home insurance claims*

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Choose your cover

We’re taking a different approach to home insurance. Instead of offering you a one-size-fits-all policy, we’re giving you the opportunity to create your own. So now you can just pick the covers you need, rather than pay for cover you don’t.
Buildings cover

Buildings cover

Protect your home against loss or damage – repair or rebuild costs are unlimited if your property has 5 bedrooms or fewer.

 

Contents cover

Contents cover

Insure your possesions in the home for an unlimited sum against loss, theft or damage. We’ll replace pairs and sets of items if one of a set is damaged and cover your valuables like jewellery and watches. And if you need replacement locks and keys, we’ve got that covered too.

 

Starter contents cover

Starter contents cover

If you’ve just moved into your first home, or you don’t have that much to insure, our starter contents cover could be just what you need.

 

Student contents cover

Student contents cover

Our flexible student contents cover protects your stuff against loss, theft or damage in the home and covers the cost of replacement locks and keys.

 

Personal items cover

Personal items cover

Protect all the usual things you take with you, like watches, jewellery, books and even cash against loss, theft or damage - whether you’re at home or anywhere else in the world.

 

Gadget cover

Gadget cover

Protect your gadgets such as your smartphone, laptop, tablet and digital camera from loss, theft and damage, whether you’re at home or anywhere else in the world.

 

Bike cover

Bike cover

Insure your bicycle with us and we’ll cover any others in your home up to the same value, wherever you take them.

 

Sports equipment cover

Sports equipment cover

Protect your sports equipment and specialised clothing against loss, theft or damage anywhere in the world. Choose your level of cover from £250 to £5,000.

 

Home emergency cover

Home emergency cover

If your boiler breaks or your roof collapses, help is at hand. Get unlimited, fee-free, call-outs and up to £1,000 to cover alternative accommodation.

 

Legal services cover

Legal services cover

It’s not just about claims relating to your home – our legal services cover can support you through employment disputes, medical negligence claims and consumer issues.

 

Home insurance overview

Our home insurance offers you something different. Instead of needing to take out buildings or contents cover, have the flexibility to choose what you need from a range of independent covers to create your own policy.

It’s tailored around your needs
You can choose from a range of independent covers to protect the things that matter to you. Decide upfront how much excess to pay in the event of a claim, so it’s built around your needs

It’s rewarding
Earn rewards with Barclays Blue Rewards when you insure your home or contents with us. Not joined? Make sure you join Barclays Blue Rewards within 30 days. Terms and conditions apply. Explore Barclays Blue Rewards .

It offers you discounts
There are discounts for taking out multiple covers - the more covers you add, the bigger the discount you’ll receive.

It’s flexible
You can change your cover whenever you like, without having to pay any admin fees. Plus, there are no fees or charges for paying monthly – choose how to pay to suit your needs – monthly Direct Debit, annually, standing order or a one-off payment.

It’s fair
ith independent covers, making a claim on one type of cover won’t increase the premium on your other Barclays Home Insurance covers.

It’s convenient
Buy and manage your policy in the way that suits you best – online, over the phone or in branch.

Watch a short video to see our range of independent covers.

General exclusions and limitations

Certain things aren’t covered, for example

  • You’ll need to pay the first part of claims on most covers, known as the excess. In most cases, you can choose the level of excess
  • Damage caused by wear and tear, or that happens gradually, such as wearing out of carpets or flooring, or deterioration of garden fencing
  • Certain types of loss or damage, such as theft or malicious damage caused by you or people who live with you
  • Damage caused by chewing, scratching, tearing or fouling by domestic animals
  • Items used for business or professional use, except for home and office equipment covered under the standard business equipment cover or the contents working from home optional add-on

Contact us

0800 015 0246
Monday to Friday 8am-10pm
Saturday 8am-6pm
Sunday/bank holidays 10am-4pm

Important information

*Claims registered between May 2015 and April 2016. A claim is registered following an initial conversation with a customer, where the customer wishes to proceed and the cover and policy is in force.

The insurer of Barclays home insurance is Gresham Insurance Company Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG Registered in England, Registered No. 110410.