How it works

First, select the categories that apply to you and complete the relevant information. If you don't feel something applies to you, you don't need to include it.

Then select 'Next' to complete the section.

If you leave any section blank, that's fine but it will not be included in the final result.

Once you've provided the relevant information, 3 figures will be displayed. The first is the amount of cover based on your input, that may be needed to provide your contributions to family / day-to-day living. The second is the amount to cover mortgages and debt. The third figure is a total based on the sum of the first two amounts.

If at any point you are in doubt about your needs, you should contact an independent financial advisor and you can seek help in doing so at