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What are home loans?

our mortgages explained

Home loans can generally mean one of three things. Firstly, it could mean that you wish to borrow money to buy a home, or change an existing loan you have on your home.


This is also called a mortgage loan or a remortgage loan.

Secondly, home loans can refer to using the value in your home to raise finance for something else, like buying a car or consolidating debts. This is sometimes called home finance or a homeowner loan.

Thirdly, home loans can be used to describe equity release - a scheme that enables you to raise cash in exchange for a percentage of the equity in your home. You remain living in the home but it may be partly or wholly owned by a finance company when you die.

At Barclays, we can help you with:

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

At Barclays we offer...

Competitive mortgages loan options and remortgage options from Barclays.