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What are home loans?

our mortgages explained

Home loans can generally mean one of three things. Firstly, it could mean that you wish to borrow money to buy a home, or change an existing loan you have on your home.


This is also called a mortgage loan or a remortgage loan.

Secondly, home loans can refer to using the value in your home to raise finance for something else, like buying a car or consolidating debts. This is sometimes called home finance or a homeowner loan.

Thirdly, home loans can be used to describe equity release - a scheme that enables you to raise cash in exchange for a percentage of the equity in your home. You remain living in the home but it may be partly or wholly owned by a finance company when you die.

At Barclays, we can help you with:

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

At Barclays we offer...

Competitive mortgages loan options and remortgage options from Barclays.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 122702). Barclays Bank PLC subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 312078).

Barclays Bank PLC. Registered in England. Registered no. 1026167. Barclays Insurance Services Company Limited. Registered in England. Registered no. 973765. Registered office for both: 1 Churchill Place, London E14 5HP. ‘The Woolwich’ and ‘Woolwich’ are trademarks and trading names of Barclays Bank PLC. Barclays Business is a trading name of Barclays Bank PLC.


 

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