Student Additions Account
Student Additions Account
Manage your money on the go with Barclays Mobile Banking and our student account
What you get
Award-winning banking app
Manage your money anywhere with Barclays Mobile Banking app for Apple, Android and Windows phones. You need to be over 16 years old to use the app. Terms, conditions and restrictions apply. Barclays Mobile Banking app . Or you can access Barclays Online Banking at Barclays.co.uk
£500 overdraft on account opening
If you’re a UK student, you can apply for an initial £500 fee-free overdraft straightaway when you open your account and up to £2,000 fee-free while you’re studying (all overdrafts including fee-free amounts are subject to application and status). Find out more information on what this means for you below.
Fee-free overdraft up to £2,000 (subject to application, status and residency) while you stay within that limit. If you use an overdraft of £2,200, you will be charged £1.00 a day when you use it.
Save money and earn cashback with SmartSpend
Earn cashback and save money with selected brands like Top Man, Reiss, Oasis, Boots, Warehouse and Waterstones through our exclusive SmartSpend service. You can also earn 6% cashback on hotels and 3% cashback when booking flights and hotels together with Expedia.
Add Packs from our Features Store to get extra services such as travel insurance, phone insurance and gadget cover. You’ll get a discount if you add more than one Pack.
Personalised contactless debit card
Your best friend or your best selfie? Make your card truly unique by adding your own photo. Also with contactless technology – your card sets you free to make fast and secure payments of £20 or less. If your card is lost or stolen, we’ll deliver a replacement to your home within 2 days of you reporting it. Debit cards are subject to application and status, and getting a personalised card is subject to T&Cs. You can choose a photo from our image gallery, or upload a photo of your choice, as long as it follows our image guidelines. Personalised debit card
Pay a bill and keep important documents safe
Split a bill with your flatmates or pay a bill from your mobile using Pingit 1. Or get rid of some of your filing and store important banking or personal documents safely and securely with Barclays Cloud It 2 – and it's free.
Want a reminder when your balance is lower or higher than expected? Sign up for our free Text Alerts and we'll let you know.
Self-improvements at your fingertips
Use LifeSkills to stand out from the crowd when it comes to your CV and interview techniques. Or improve your tech skills with our Digital Driving License. You can sign up online or download the app from the App Store or Google Play Store .
If you’re a UK student, you can apply for an initial £500 fee-free overdraft straightaway when you open your account and up to £2,000 fee-free while you’re studying. This is the full breakdown of the overdraft amounts available:
Account opening: up to £500
Term 1: up to £500
Term 2: up to £1,000
Term 3: up to £1,500
Term 4: up to £2,000
All of the above amounts are fee free.
To end of study period: You can apply for an overdraft of up to £3,000 of which the first £2,000 will be fee-free.
All student overdrafts are subject to status and application, so your maximum overdraft amount may differ from the amounts shown above.
Overdrafts are repayable on demand. The fees shown are variable.
When overdraft fees apply
If you go over your fee-free overdraft amount but within your arranged overdraft limit, you’ll be charged a daily fee on your whole balance. The daily fees are as follows:
Up to £2,000: No fee
Over £2,000: £1 per day
Fee-free overdraft up to £2,000 (subject to application, status and residency) while you stay within that limit.
If you use an overdraft of £2,200, you will be charged £1.00 a day when you use it.
To see what this means for you, click here
You can apply if you
- Are studying for an undergraduate qualification for at least 2 academic years full time or post-graduate for 1 year or more
- Live in the UK (address history needed for 3 years)
- Are over 18 years old
- Plan to use the account as your main bank account
How to apply
Once you've completed the online application, you'll need to visit a branch so we can confirm your student status and identity.
Make sure to bring these things to a branch
Terms and conditions
Read through the PDFs below for full details about banking with us and the terms of the Student Additions account’s extra features.
If you’re not happy with your account, you have a 14-day period in which to contact us to cancel your account or switch to another account. This begins on the account opening date or the date you receive your terms and conditions and other account information, whichever is the later.
If you contact us within this time to cancel or switch your account, we’ll refund any account fees you‘ve paid. If you cancel or switch your account later, you won’t be refunded the account fees. To cancel or switch your account, write to Barclays, Leicester LE87 2BB.
We want to hear from you if you’re unhappy with the service you received from us. Letting us know your concerns lets us put matters right for you and improve our service to all our customers. You can complain in person, in a branch, in writing, by email or over the phone. You can get a leaflet detailing how we deal with complaints in any of our branches, on this site or from the Barclays Information Line on 0800 400 1004. The line is open between 7am-11pm, 7 days a week. Alternatively, write to Barclays, Leicester LE87 2BB.
If we do not resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR (telephone: 08000 234 567). The Financial Ombudsman Service is an organisation set up by law to give consumers a free and independent service for resolving disputes with financial firms. Details of those who are eligible complainants can be obtained from the Financial Ombudsman Service.
The Financial Services Compensation Scheme and your account
We’re covered by the Financial Services Compensation Scheme (FSCS). This means the FSCS can compensate you if we’re unable to meet our financial obligations. Your deposits up to £85,000 can be covered under the scheme. If you have a joint account, each account holder is covered up to this amount, so your deposits up to £170,000 can be covered.
It’s important to note that the £85,000 limit isn’t per account – it’s for the combined amount in all accounts you may have with us as Barclays Bank PLC. This includes deposits you have with any of our trading names: Barclays, Barclays Bank, Barclaycard, Barclays Business, Barclays Capital, Barclays Corporate, Barclays Direct, Barclays UK & Ireland Private Bank, Barclays International Private Banking, Barclays Premier Barclays Private Bank, Barclays Wealth and Woolwich Mortgages.
The scheme doesn’t cover deposits held at branches in the Channel Islands or the Isle of Man.
If you’d like more information about the scheme, eligibility or compensation limits, come see us in a branch. Or you can visit the FSCS website or call the FSCS on 020 7741 4100 or 0800 678 1100. If you have a question about compensation specifically, please go directly to the FSCS.
1. Terms and conditions apply. You must be aged 16 years or above and have a current account in the UK, Isle of Man, Jersey or Guernsey (which can receive payments through the Faster Payments network).
2. Terms, conditions and other restrictions apply. You must be a Barclays customer and registered for Online Banking to use Barclays Cloud It.