Business banking – your partner for growth
Boost your business with help from our team
Supporting your business, every step of the way
We’re here to help your business thrive. We’ve got the business funding and expert support that can help drive your business forward.
24/7 business support
Send us a message from the Help section of your app(1) 24 hours a day, 7 days a week. Switch notifications on so you know when we’ve replied.
900,000 businesses bank with us
Join a community of over 900,000 businesses benefitting from expert support, partnerships and finance services.
Over 300 years of expertise
Benefit from our experience and knowledge, and services that cover most industry sectors.
24-hour fraud protection
Keep your finances safe – we look out for you and your money around the clock.
Up to £85,000 FSCS protected
Get guaranteed protection of up to a total of £85,000 by the FSCS if your bank goes out of business.
Hassle-free switch guarantee
Switch to us and we guarantee to move all your incoming and outgoing payments on your switch date for free.
Free accounting software with Freshbooks for all our business current account holders
Our business current account customers get business accounting and invoicing software worth more than £260 a year, for free, as standard. T&Cs apply.
Support and services that scale with your business. And a fee-free business account for the first 12 months*
Thinking of banking with us? Our 12-month fee-free promise gives you an opportunity to try out our bank account, products, services and support – whether you’re a startup, a growing company or an established business.
Setting up your business
- Free accounting software(2)
- Solutions to accept cards with Barclaycard Payments. (Subject to application, financial circumstances and borrowing history. T&Cs apply)
- Cashback and rewards with a Barclaycard business credit card. (Subject to application, financial circumstances and borrowing history. T&Cs apply)
- Eagle Labs accelerator programmes
- Support to help your business become more sustainable
- Banking from wherever you are when you download and register for our app.
Planning for business growth
As your business takes off, your financial needs will change and the services and support you’ll need will start to grow. We provide(3):
- Access to foreign exchange accounts
- International trade specialists
- Wider services from approved partners
- Access to specialist lending
- Introductions to investors
- Access to a team of experts in your industry sector
- Business growth coaching programmes.
Support for established businesses
As an established business, you’ll enjoy our services and support, with access to other valuable benefits such as:
- Specialist support from industry experts
- A relationship team for your business
- Multi-director account access
- An introduction to our complex payments platform
- Invitations to networking and business events
- Opportunities to connect with investors
- Access to corporate services when you need them.
*Fees are based on the type of business account you open with us. Any additional services you’d like to use may have their own fees. Account fees are free for your first 12 months as a new Barclays business account holder and start from £8.50 per month after that.
More reasons to choose us
We thrive on relationships with our customers, and we’re committed to building trust. That’s why we’re dedicated to offering you more than just banking.
A marketplace full of rewards for banking with us
Our partners offer many services and extra support – for example, you can get 5% off invoice insurance with Nimbla(4) if you are referred through Barclays. Find out more about our other approved partners who can offer you payment services, workplace pensions and more.
Get support and guidance from experts with Eagle Labs
As a member, you’ll get free access to our dedicated growth programmes, virtual and in person one-to-one mentoring, masterclasses with industry experts, live events and more. Connect with our ecosystem of startups and established businesses to accelerate your ideas.
Enjoy the added benefits of Barclaycard Payments
With expertise in making and taking payments, Barclaycard Payments can help you reach new customers, streamline processes, unlock cashflow and more, whatever your business size, sector, or ambition. Subject to application, financial circumstances and borrowing history. T&Cs Apply.
Fast and secure contactless payments – so you can dedicate more time to running your business
You can now pay wherever you see the contactless symbol – just link your Barclays business debit card or Barclaycard to your phone wallet (eligible cards only).
Making our services available in your community
From petty cash to cash depositing, you can now do most of your day-to-day business banking locally.
Download our app and access everyday banking services from wherever you are, including cheque depositing.
We are the only bank to be certified by the British Standards Institute for secure digital transactions. This means our app has been tested independently to ensure that it protects your financial and personal details.
Overall service quality
An independent survey asked people banking with 15 of the largest banks if they’d recommend their business account to other small and medium sized enterprises (SMEs).
The Financial Conduct Authority also requires us to publish information about our service.
See the information we’re required to publish by the Financial Conduct Authority Service Quality Information about our business current accounts.
You need to be 18 over to access this product or service using the app. T&Cs apply. barclays.co.uk/ways-to-bank/mobile-banking-app/archive-terms-conditions/(Return to reference)
When you open a business account using Online Banking, you’ll’ get free access to the FreshBooks package developed exclusively for our business customers. The package is based on the existing FreshBooks £22 a month package, with some additional features. FreshBooks usually charges for its packages. You’ll only get the FreshBooks service free if you complete the sign-up journey with FreshBooks through our Online Banking referral and agree to the FreshBooks terms and conditions. The service will be free for as long as you continue to be an eligible Barclays business customer. If you close all your business current accounts, your free use of the FreshBooks service will end. If we end our partnership with FreshBooks, you won’t get the FreshBooks service free anymore. We’ll let you know if that happens. You’ll then need to download all your data and reports to make sure you keep your records safe and secure, so that you comply with Making Tax Digital requirements (https://www.gov.uk/government/publications/making-tax-digital/overview-of-making-tax-digital).
You can choose to upgrade to a paid FreshBooks package at your own cost. If you decide to upgrade from the free FreshBooks service to another FreshBooks plan, and pay the full price to FreshBooks, Barclays Bank PLC may receive commission for this from FreshBooks.
Referred products are owned and provided by FreshBooks. Alternative service providers in the market may offer similar products. If you sign up to FreshBooks, you’ll need to read and accept their terms and conditions, if you agree with them. Once you become a FreshBooks customer, you’re bound by their terms and conditions. FreshBooks is offering this free for those who have a business current account with us. Barclays Bank PLC only gets commission from upgrades
We don’t offer tax advice. If you’re not sure about tax, or how VAT and other forms of tax work, seek independent financial advice. You can find more Information about tax on https://www.gov.uk/government/organisations/hm-revenue-customs.(Return to reference)
Subject to terms, conditions and eligibility.
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We’ll refer you to Nimbla, which is a separate legal entity to Barclays. The insurance product is provided and administered by Nimbla and, if you become a customer, you’ll need to accept its terms, conditions and operations. If you take out a policy through Nimbla, we’ll receive a percentage commission of the total premium as a fee from Nimbla. See the terms of business at barclays.co.uk/content/dam/documents/business/NimblaTermsOfBusiness.pdf which provides additional important information about Barclays and Nimbla.(Return to reference)